Fred Chilton

Name: SAXTON MORTGAGE
Address: 17911 Von Karman Ave Suite 400, Irvine, California, 92614
Telephone: +1-310-919-6215
Rating: 4.99

Branch Manager

4.99

(113)

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Business Hours

Mon

24 hours

Tues

24 hours(Open now)

Wed

24 hours

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4.99

(113)

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Fred was an absolute delight working with us. Me made the process seamlessly easy to get through. No stress and no worries.

Fred was amazing! He was so knowledgeable about the little and big questions. His process made everything seem so stressless.

Reply from Fred Chilton

November 4th, 2026 04:34 PM

I appreciate the kind words Joshua, thank y'all for your trust and congratulations on officially becoming HOMEOWNERS. I hope you, Marissa & the kiddos experience the same joy my wife and kids had when we bought our very first home a few years...

Thank you for all your help you are the best🧡

You are the best🧡

Reply from Fred Chilton

November 4th, 2026 04:30 PM

I appreciate you so much, Anita! Blessed to have crossed paths with you 💜! Please let me know if you ever have any questions in the future, I'm always here for you

Fred goes above and beyond to help. I have now needed his help twice. Everything that could go wrong on my end did, I lost my id and access to my email and Fred worked through it all on Halloween weekend.

Reply from Owner

November 3rd, 2026 05:12 PM

Thank you Tara! Losing your ID and your email at the same time is rough, and on Halloween weekend no less. Glad we got it done and I appreciate your trust and patience on this one :)

We had a great experience with Fred. Guided me through my application process and so many questions that I have. Now we will be a able to do some home repairs that really could not wait but would have taken us years to save up for. Personable...

Reply from Fred Chilton

November 3rd, 2026 05:17 PM

Thank you Kristalynn! Ask all the questions you want, that’s what I’m here for. So glad you can get those repairs done now instead of saving up for years. Hope the work goes smooth.

This was the third loan Fred has underwritten for me, and like the first two, it went off without a hiccup. As a realtor, I know how many ways a deal can go sideways, and Fred just doesn’t let that happen — he’s responsive, straight with you,...

Reply from Fred Chilton

November 3rd, 2026 05:17 PM

Byron, I'm truly grateful for your kind words and continued trust in me for your loans. It's always a pleasure working with you, and I'm glad to be part of your smooth transactions at West Capital Lending. Your recommendation means a lot, and...

Fred and his team did an awesome job working with me to obtain my loan. Thanks you so very much!!

Reply from Fred Chilton

November 3rd, 2026 05:18 PM

I'm pleased to hear that you had a great experience with me and my team, Kevin. We're grateful for your kind words, and it was a pleasure assisting you with your loan at West Capital Lending.

Fred is fantastic. It's been a slow roll over the past 2+ years trying to find the right house, and he has been patient, assertive, enthusiastic, and on-point the ENTIRE time. I am so glad we had him on our team as we navigated this process...

Reply from Owner

November 3rd, 2026 05:14 PM

You did it, Kelly! Over two years of looking and you didn’t settle. So happy for you and the family. And yeah, y'all are stuck with me now! 😅 I’ll keep checking in and send anything worth a look. Thank you so much for your trust and for always...

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About

Fred's approach to the mortgage business is simple: put clients first and treat them like you would treat a family member. While working with Fred, you can expect friendly & professional service along with great communication. He loves to keep his clients and Realtors in the loop at all times - mortgages are confusing enough already and nobody wants to be left in the dark during the process. Why work with a Broker? At Saxton Mortgage, you will be the center of attention as Fred and his team work with you to evaluate your goals and financial circumstances. Unlike traditional retail lenders and banks, a Mortgage Broker has access to many different loan programs with different lenders. We're here to make the application process as smooth as possible for you. Fred Chilton and his team serve the entire state of Texas. Contact us today if you have any questions or concerns! Saxton Mortgage NMLS 1717191 / DRE 02205650 https://texreg.sos.state.tx.us/fids/201203133-2.pdf

Products & Services

Mortgage Broker

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Construction Loan

Home Equity Loan

Down Payment Assistance

Mortgage Refinance

Reverse Mortgage

Home Purchasing Assistance

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Positions

West Capital Lending, Inc. - Branch Manager
Oct 28th, 2025 - Current
SAXTON MORTGAGE - Mortgage Loan Officer
Jan 1st, 2024 - Current

Licenses

NMLS # 1810817
Arizona
California

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Disclaimer

WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing