Fred Chilton
Branch Manager
West Capital Lending, Inc - Irvine, CA
Fred's approach to the mortgage business is simple: put clients first and treat them like you would treat a family member. While working with Fred, you can expect friendly & professional service along with great communication. He loves to k... Show More
Location & Business Hours
Business Hours
Thu
24 hours(Open now)
Fri
24 hours
Sat
24 hours
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Reviews from Web
Was a pleasure dealing with Fred. His communication skills , knowledge and friendly nature , was the best part of working with him. I highly recommend him.⭐️⭐️⭐️⭐️⭐️👏
Everything went great!! Fred and Deanna were incredibly helpful! They both kept me informed at every step, grateful for all the help 😊
Great experience working with Fred.
I had a fantastic experience working with Fred Chilton as my loan officer and Deanna as his loan officer assistant. Both were incredibly friendly, knowledgeable, and genuinely committed to helping me through every step of the process. They...
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Fred and his team were great to work with. He helped me secure and fund a HELOC very quickly and efficiently. Fred is very honest and upfront and took the time to get to know me on a personal level which is always nice when doing business with...
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Reply from Owner
June 22nd, 2026 12:52 PM
Thank you so much for the kind words, Holly. It was such a pleasure working with you and I’m so glad our paths crossed :)!
They where helpful throughout even on weekends and when I forgot the time difference.
Reply from Fred Chilton
June 22nd, 2026 07:23 PM
Thank you so much for putting your trust in us Tara, please let us know if you have any questions in the future
Working with Fred was a great experience! He was very knowledgeable about the process, and walked us through every step. He answered all our questions with accuracy and confidence. Will recommend him to my friends…thank you Fred!!
Fred was quick to respond to any questions we had, and he provided very competitive rates. Very satisfied with the outcome!
Reply from Owner
April 23rd, 2026 12:15 PM
Thank you Jon, it was a pleasure working with you!
Fred was awesome to work with! I was working with another lender that had me stuck in a HELOC situation that wasn’t going anywhere for 4+ weeks… Fred came in and got me closed and funded in a week!! Definitely recommend Fred!
Fred has been very supportive and accommodating with all the queries I had. He puts in lot of effort in getting us the best quote possible. It has been a great experience working with him. I highly recommend working with Fred Chilton.
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About
Fred's approach to the mortgage business is simple: put clients first and treat them like you would treat a family member. While working with Fred, you can expect friendly & professional service along with great communication. He loves to keep his clients and Realtors in the loop at all times - mortgages are confusing enough already and nobody wants to be left in the dark during the process. Why work with a Broker? At Saxton Mortgage, you will be the center of attention as Fred and his team work with you to evaluate your goals and financial circumstances. Unlike traditional retail lenders and banks, a Mortgage Broker has access to many different loan programs with different lenders. We're here to make the application process as smooth as possible for you. Fred Chilton and his team serve the entire state of Texas. Contact us today if you have any questions or concerns! Saxton Mortgage NMLS 1717191 / DRE 02205650 https://texreg.sos.state.tx.us/fids/201203133-2.pdf
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Home Purchasing Assistance
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Positions
- West Capital Lending, Inc. - Branch ManagerOct 28th, 2025 - Current
- SAXTON MORTGAGE - Mortgage Loan OfficerJan 1st, 2024 - Current
Licenses
- NMLS # 1810817
- Arizona
- California
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