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Fred Chilton - Branch Manager in Irvine, CA

Fred Chilton

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Branch Manager

Fred's approach to the mortgage business is simple: put clients first and treat them like you would treat a family member. While working with Fred, you can expect friendly & professional service along with great communication. He loves to k... Show More
Location & Business Hours
Business Hours
Wed
24 hours(Open now)
Thu
24 hours
Fri
24 hours
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • google
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    Louise B K
    Posted on June 2nd, 2025 04:05 PM
    It’s super important as an agent to be selective on who we entrust our clients with when giving recommendations. I have used Fred for years with clients, he’s always EXTREMELY patient, communicative, knowledgable and willing to fit square pegs...
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    Reply from Owner
    June 2nd, 2025 04:17 PM
    Thank you for the kind words, Louise. Always love working with you, to many many more years!
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    Ciciwheeler4
    Liberty Hill, TX
    Posted on May 16th, 2025 12:00 AM
    I had a great experience working with Fred as my lender. From start to finish, he was knowledgeable, responsive, and patient with all of my questions. I was especially nervous because of my bad credit, but Fred never made me feel judged. He...
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    Anasantiago04
    Las Vegas, NV
    Posted on April 24th, 2025 12:00 AM
    Fred is Awesome! From start to finish. Absolute joy to work with.Not only saved us money, but explained the entire process without over complicating things. He was incredibly responsive and easy to talk to.
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    Lily V
    Austin, TX
    Posted on February 4th, 2025 12:00 AM
    Fred was recommended by my agent when I started my homebuying journey, and I am so glad I had his expertise and support from start to finish. While searching homes, he would always be fast responding, answering all my questions on whether the...
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    Lilli
    Eugene, OR
    Posted on January 30th, 2025 12:00 AM
    As someone unexperienced with refinancing, we thought the process would be extremely difficult. But with Fred guiding us through the entire process, everything just went smoothly. He made sure we were updated with what's going on and what's...
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    Julia A
    Spring Branch, TX
    Posted on January 29th, 2025 12:00 AM
    Fred and his team were amazing from start to finish. Answered my millions of questions and ensured the process flowed smoothly and quickly once we were under contract. Our realtor AND the sellers agent both commented at how wonderful he was...
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    Cvboeri
    Steamboat Springs, CO
    Posted on January 10th, 2025 12:00 AM
    Couldn’t have had a smoother refinance. Fred knows his stuff and went to bat for us. I would definitely work with him again. We got lucky to cross paths with him.
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    M
    Malexbrum
    Oakland, CA
    Posted on December 16th, 2024 12:00 AM
    I was in the middle of a refinance loan with our current mortgage lender when Fred Chilton of Saxton Mortgage reached out to me. At the time the lender I was already working with, were delaying the progress of the loan. I decided to work with...
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    Mritterpusch
    Pasadena, MD
    Posted on December 3rd, 2024 12:00 AM
    Fred was an absolute pleasure to work with. He was incredibly responsive and very helpful. We negotiated back and forth quite a bit and he was not only quick to respond but very straightforward as well.
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    Parvin G
    Allentown, PA
    Posted on November 14th, 2024 12:00 AM
    Fred helped me a lot during the mortgage process all the way from beginning to the end. He was responsive and quickly acted as soon as he received a note from me.
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    About
    Fred's approach to the mortgage business is simple: put clients first and treat them like you would treat a family member. While working with Fred, you can expect friendly & professional service along with great communication. He loves to keep his clients and Realtors in the loop at all times - mortgages are confusing enough already and nobody wants to be left in the dark during the process. Why work with a Broker? At Saxton Mortgage, you will be the center of attention as Fred and his team work with you to evaluate your goals and financial circumstances. Unlike traditional retail lenders and banks, a Mortgage Broker has access to many different loan programs with different lenders. We're here to make the application process as smooth as possible for you. Fred Chilton and his team serve the entire state of Texas. Contact us today if you have any questions or concerns! Saxton Mortgage NMLS 1717191 / DRE 02205650 https://texreg.sos.state.tx.us/fids/201203133-2.pdf
    Products & Services
    Mortgage Broker
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Construction Loan
    Home Equity Loan
    Down Payment Assistance
    Mortgage Refinance
    Reverse Mortgage
    Home Purchasing Assistance
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    Positions
    • West Capital Lending, Inc. - Branch Manager
      Oct 28th, 2025 - Current
    • SAXTON MORTGAGE - Mortgage Loan Officer
      Jan 1st, 2024 - Current
    Licenses
    • NMLS # 1810817
    • Arizona
    • California
    • View All