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Fred Chilton - Branch Manager in Irvine, CA

Fred Chilton

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Branch Manager

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Fred's approach to the mortgage business is simple: put clients first and treat them like you would treat a family member. While working with Fred, you can expect friendly & professional service along with great communication. He loves to k... Show More
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Location & Business Hours
Business Hours
Mon
24 hours
Tues
24 hours
Wed
24 hours(Open now)
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Zillow
    C
    Cindy
    Whittier, CA
    Posted on January 15th, 2021 12:00 AM
    My husband and I refinanced our loan in November and got to work with Fred Chilton on this transaction. From the very first call, you could tell that Fred was different from others. I spoke to other lenders and their Loan Officers sound like...
    read more
  • Zillow
    U
    User501397
    Parker, CO
    Posted on January 10th, 2021 12:00 AM
    I've refinanced six times in my life, and working with Fred Chilton and his processor, Susan Lim, was far and away the easiest of them. The application took less than ten minutes, and thereafter, Fred and Susan were continually in contact about...
    read more
  • Zillow
    D
    Diane S
    Hutto, TX
    Posted on December 22nd, 2020 12:00 AM
    Fred Chilton was great to work with. He was patent and able to answer all of my questions in an informed manner, and he kept me updated throughout the process. He was open and made me feel like I was doing business with someone honest.
  • Zillow
    E
    Eugene
    Fairfax, VA
    Posted on December 21st, 2020 12:00 AM
    Working with Fred Chilton was fantastic - he was extremely patient and helpful in explaining all the ins and outs of the refinancing process. This was my first refinance and I chose to go with Zillow based on my conversations with Fred - he...
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  • Zillow
    B
    Brandon
    Canton, MI
    Posted on December 18th, 2020 12:00 AM
    Fred Chilton was very easy to work with. He was very fast and responsive when I texted or emailed him with any questions. He worked with through the entire process and was involved every step of the way.
  • Zillow
    J
    Jenz
    Fullerton, CA
    Posted on December 17th, 2020 12:00 AM
    Fred was very enjoyable to work with. He was very fast and responsive when I texted him with any questions. I had many questions too and he was very patient in answering them.
  • Zillow
    L
    Lane K
    Kansas City, MO
    Posted on December 4th, 2020 12:00 AM
    Fred was super easy to work with and has timely and concise communication. Fred was always available to answer any questions I had. I would recommend him to friends and family.
  • Zillow
    M
    Michael D
    Orlando, FL
    Posted on November 17th, 2020 12:00 AM
    With a lot of companies taking 90+ days to close, we chose to go with Fred Chilton at Zillow and we closed in less than a month, it was an easy process with more or less everything done with easy online uploads. Fred was always available to...
    read more
  • Zillow
    H
    Hzankman
    Hatboro, PA
    Posted on November 16th, 2020 12:00 AM
    Fred Chilton made refinancing a very smooth, stress-free experience. He explained everything fully and clearly and we couldn't be happier with the service we received. Highly recommend.
  • Zillow
    M
    Manny C
    Fillmore, CA
    Posted on September 26th, 2020 12:00 AM
    My fiance and I had a great experience with Fred during our refi on our home. Everything went smooth and we were able to close on time with a great rate. I really appreciated the constant line of open communication and updates that kept us...
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  • 101–110 of 113
    About
    Fred's approach to the mortgage business is simple: put clients first and treat them like you would treat a family member. While working with Fred, you can expect friendly & professional service along with great communication. He loves to keep his clients and Realtors in the loop at all times - mortgages are confusing enough already and nobody wants to be left in the dark during the process. Why work with a Broker? At Saxton Mortgage, you will be the center of attention as Fred and his team work with you to evaluate your goals and financial circumstances. Unlike traditional retail lenders and banks, a Mortgage Broker has access to many different loan programs with different lenders. We're here to make the application process as smooth as possible for you. Fred Chilton and his team serve the entire state of Texas. Contact us today if you have any questions or concerns! Saxton Mortgage NMLS 1717191 / DRE 02205650 https://texreg.sos.state.tx.us/fids/201203133-2.pdf
    Products & Services
    Mortgage Broker
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Construction Loan
    Home Equity Loan
    Down Payment Assistance
    Mortgage Refinance
    Reverse Mortgage
    Home Purchasing Assistance
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    Positions
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      Oct 28th, 2025 - Current
    • SAXTON MORTGAGE - Mortgage Loan Officer
      Jan 1st, 2024 - Current
    Licenses
    • NMLS # 1810817
    • Arizona
    • California
    • View All
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing