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Charlie Gutierrez at CrossCountry Mortgage
Loan Officer | NMLS #476628
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Melbourne, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Reviews from Web
I recently had the pleasure of working with Charlie and Michelle as my mortgage officers, and I must say they were absolutely excellent in handling my home loan. From start to finish, they demonstrated a high level of professionalism, expertise,...
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I recently had the pleasure of working with Charlie and Michelle as my mortgage officers, and I must say they were absolutely excellent in handling my home loan. From start to finish, they demonstrated a high level of professionalism, expertise,...
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Reply from Owner
May 31st, 2026 12:00 AM
Thank you so much for your exceptional review, Adrian! I am absolutely thrilled to hear that you had a positive experience with us at CrossCountry Mortgage. Your satisfaction is our top priority, and it's so rewarding to hear that we achieved...
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I recently had the pleasure of working with Charlie, the loan officer at Cross Country, and I must say that my experience was nothing short of exceptional. Charlie possesses an uncanny ability to explain complex financial concepts in a clear...
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Reply from Owner
June 28th, 2024 09:24 PM
Thank you so much for your exceptional review, Adrian! I am absolutely thrilled to hear that you had a positive experience with us at CrossCountry Mortgage. Your satisfaction is our top priority, and it's so rewarding to hear that we achieved...
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Charlie Gutierrez is the loan guru! He was able to identify my lending needs and matched the best loan option for me. He’s very professional, knowledgeable and readily available. I highly recommend Charlie for your mortgage lending needs.
Reply from Owner
April 30th, 2024 09:15 PM
I'm truly grateful for your kind words, Edgar. It was an absolute pleasure to assist you with your mortgage lending needs. I'm glad that I could identify and present the best loan option for you. Your satisfaction is my ultimate reward. Remember,...
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Charlie and his entire team far exceeded our expectations, and did so for us while as out of state buyers moving to Florida with compressed settlement schedule. Not easy! The entire team kept us informed and made recommendations that saved...
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Reply from Morgan Financial
December 3rd, 2021 02:43 PM
We are so grateful to have had the opportunity to be a part of your relocation journey! Charlie and the team here at Morgan Financial strive to save our clients money, time, and sanity throughout the loan process. Best wishes with your new...
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Charlie and his entire team far exceeded our expectations, and did so for us while as out of state buyers moving to Florida with compressed settlement schedule. Not easy! The entire team kept us informed and made recommendations that saved...
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Reply from Owner
December 3rd, 2021 12:00 AM
We are so grateful to have had the opportunity to be a part of your relocation journey! Charlie and the team here at Morgan Financial strive to save our clients money, time, and sanity throughout the loan process. Best wishes with your new...
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Charlie guided us through the loan process all the way., securing very favorable loan terms and keeping us informed of the progress with a weekly timeline. Great effort for the client and we apprciate it!
Reply from Owner
May 31st, 2026 12:00 AM
Thank you! I appreciate the trust you placed in me and my team. I'm glad we were able to secure favorable terms and keep you informed every step of the way. Thank you again for the opportunity to earn your business, and congratulations on your...
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We financed our home with Morgan Financial April 2019, and it was a very good and easy process, they made it seem very easy( we have financed homes in the past, but not with this ease). We kept getting letters to refinance because it was a...
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Reply from Owner
May 31st, 2026 12:00 AM
Thank you for the review! I truly appreciate the trust you placed in me, not once but twice. I'm glad I was able to make the VA IRRRL process quick and easy while helping you lower your rate. As a fellow veteran, it was a pleasure serving you...
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As a first time home-buyer, I couldn't have asked for a better team of lenders to guide us through the process. Charlie was incredibly helpful from start to finish. He was knowledgeable, honest and very responsive! As an added bonus, we were...
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As a first time home-buyer, I couldn't have asked for a better team of lenders to guide us through the process. Charlie was incredibly helpful from start to finish. He was knowledgeable, honest and very responsive! As an added bonus, we were...
read more
Reply from Owner
May 31st, 2026 12:00 AM
Thank you for the kind words! I'm glad I could help make your first home purchase a smooth experience and keep you informed throughout the process. Congratulations on your home, and thank you for your trust!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Melbourne, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #476628 | Branch NMLS #2533060
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- US Coast Guard - Machinery Technician PO1Jul 17th, 2001 - Mar 1st, 2022
Memberships
- North Florida PGA of America
- Space Coast Association of Realtors
- Mortgage Bankers Association
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 476628
Awards
Achievements
- USCG Achievement Medal
Hobbies
- Golf
- Cars
- Sports
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095