
Ryan World
Loan Officer | NMLS # 1164750

Hi! I am Ryan World! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're in... Show More
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Reviews from Web
Ryan made sure to explain everything in great detail and provided support admist things out of our control
Reply from Ryan World
June 20th, 2025 07:23 PM
I'm glad to hear that I could provide detailed explanations and support during your home purchase process. It was a pleasure assisting you, and I appreciate your kind words. If you have any further questions or need assistance in the future,...
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Quick Professional service
Reply from Ryan World
June 5th, 2025 01:39 PM
I'm glad to hear that you found the service quick and professional, Jeffrey. It was a pleasure assisting you with your refinance at Golden Empire Mortgage, Inc. If you need any further assistance, please feel free to reach out.
I have been with you for a few years now. You and Alan have been great in recommending different loans that fit in my circumstances and budget. There's a lot of people out there that could and would take advantage of certain situation, but...
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Reply from Ryan World
May 25th, 2025 03:28 PM
I'm delighted to hear about your positive experience with the refinancing process, Tina. Alan and I are committed to providing personalized loan recommendations that suit your needs. Thank you for your trust and recommendation. It has been...
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Ryan and Alan were absolutely amazing. They held our hands throughout the entire process of buying our new home. They made the extremely fast timeline possible. Without them we wouldn't be in our new home. Couldn't have asked for a better team....
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Reply from Ryan World
May 18th, 2025 02:45 PM
I'm thrilled to hear that you had such a positive experience with both Alan and me. It was our pleasure to assist you throughout the home-buying process and ensure everything went smoothly within the timeline. Thank you for your kind words...
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Ryan was extremely communicative throughout the whole process. He was transparent with potential refinance options and potential challenges and was clear with the expectations and deliverables. All in all it was a really positive experience...
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Reply from Ryan World
May 13th, 2025 10:23 PM
I'm thrilled to hear that you had a positive experience with your refinance process, Alexander. I appreciated the opportunity to assist you and am glad to hear you found the communication and transparency helpful. I look forward to working...
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This was our first home purchase and Alan put up with all of our dumb questions and explained everything to us and was very communicative at every step.
Reply from Ryan World
May 13th, 2025 06:02 AM
I'm thrilled to hear that your first home purchase experience was positive and that Alan was able to assist you effectively. It's important to us that all your questions are answered and that you feel confident throughout the process. Thank...
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We appreciated all the background info on mortgages and the market. We also appreciated all the advice on how to set up our mortgage, especially with respect to taxes and home insurance. The turnaround around time on our questions was very...
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Reply from Ryan World
May 3rd, 2025 08:23 PM
I'm thrilled to hear that the information and advice provided were helpful in setting up your mortgage, particularly regarding taxes and home insurance. Ensuring a quick response to your questions was a priority, and I'm glad I could assist....
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Ryan was great at explaining and communicating everything important, a good experience.
Reply from Ryan World
April 27th, 2025 02:26 PM
I'm glad to hear that you had a good experience and found my explanations and communication helpful. Thank you for your feedback, and it was a pleasure assisting you with your purchase.
with ryan's speed and willingness to take our call on a Sunday afternoon and meet with us via zoom that same evening to get our loan process started, we were able to get offers in the next day and approved offer by seller by Tuesday ! With...
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Reply from Ryan World
April 17th, 2025 03:35 PM
I'm thrilled to hear about your successful home purchase and appreciate your kind words. It was my pleasure to assist you promptly and efficiently. Congratulations on securing your forever home!
Ryan was extremely prompt in response and advice throughout process. My wife and I were amazed at how quickly he worked through our expedited close
Reply from Ryan World
April 13th, 2025 11:41 PM
I'm thrilled to hear that you and your wife had such a positive experience with the expedited closing process. It was my pleasure to assist you, and I'm glad I could provide the prompt responses and advice you needed. Thank you for the wonderful...
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About
Hi! I am Ryan World! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1164750
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."