Ryan World
Loan Officer | NMLS # 1164750
Hi! I am Ryan World! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're in... Show More
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Reviews from Web
Communication and helpfulness
Reply from Ryan World
December 25th, 2025 06:30 PM
I appreciate your feedback, Robert. It's important to me that communication and helpfulness are priorities when working with clients. If there's anything more I can assist with or any other questions you have, feel free to reach out.
Quick and easy!
Reply from Ryan World
December 24th, 2025 07:37 PM
It's encouraging to hear that your refinancing experience was quick and easy, Gilbert. I aim to make processes as smooth as possible for my clients. If you have any other questions or need assistance in the future, just let me know.
Great communication.
Reply from Ryan World
December 3rd, 2025 04:55 PM
I'm glad to hear that the communication met your expectations, Timothy. Open and effective communication is something I strive for with all my clients. If there's anything else you need or further assistance required, feel free to reach out....
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Excellent Levels of Communication and Professinalism
Reply from Ryan World
November 20th, 2025 02:43 PM
I'm grateful for your positive feedback on the communication and professionalism you experienced. It's invaluable to know that these aspects met your expectations. If you have any further questions or need assistance, I'm here to help.
The speed and efficiency and the level of just human empathy
Reply from Ryan World
November 17th, 2025 02:50 PM
Your feedback is truly appreciated. I'm glad to know that you found the process both efficient and empathetic. It’s important to me to provide a quick and understanding experience. Should you have any more needs or questions in the future,...
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Great communication and availability when we had questions.
Reply from Ryan World
November 17th, 2025 07:16 PM
I’m pleased to hear that the communication and availability met your expectations. Keeping the lines open for any questions you have is very important to me. If there’s anything more you need, don’t hesitate to get in touch.
Ryan made the process of applying for a loan east and a pleasant experience. He was very clear and consice with his explanations. We are so happy to have worked with WMG.
Reply from Ryan World
November 13th, 2025 04:18 PM
It's great to hear that you found the loan application process smooth and enjoyable. I'm glad my explanations were clear and concise for you. Thank you for trusting me and I'm pleased to know you're happy with the experience at Golden Empire...
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Great communiction and clarity from Ryan!!!
Reply from Ryan World
November 3rd, 2025 03:21 PM
I appreciate your comment! I'm glad to hear you found the communication and clarity helpful. If you need further assistance or have any questions, please feel free to reach out.
Ryan communicates really effectively. He recognized that I had some degree of understanding based on my tax background, but he knew what parts of the loan approval process needed some more explanation. Very efficient. He was never the hold-up....
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Reply from Ryan World
October 30th, 2025 02:21 PM
Thank you, Gregory, for sharing your experience. I’m pleased to hear that my communication style and understanding of your background played a helpful role in your loan process. It's important to me that each step is clear and efficient, so...
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he was super friendly and very knowledgeable
Reply from Ryan World
October 5th, 2025 01:21 AM
I'm glad to hear that my approach resonated with you, Penny. Being friendly and knowledgeable are key aspects of the service I strive to provide. If there's anything else you need along the way, feel free to reach out.
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About
Hi! I am Ryan World! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
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Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1164750
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."