Bill Cross
Senior Mortgage Loan Officer
Roanoke College
Bill has been in the home lending industry since 1995 and brings extensive knowledge of mortgage programs and the financing process. He is dedicated to guiding clients with excellent customer service and helping them choose loans that fit t... Show More
Location & Business Hours
Business Hours
Sun
9 AM to 2 PM
Mon
8 AM to 7 PM
Tues
8 AM to 7 PM
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Reviews from Web
Painless process that was easy to deal with
Reply from Bill Cross
September 2nd, 2026 09:43 PM
Thank you for your kind words. It was a pleasure working with you and I cannot wait to see the new home once it is built!
Bill was responsive, clear, patient and helpful.
Reply from Atlantic Union Bank Home Loans
August 20th, 2026 05:49 PM
Thank you, Brandon, for sharing your positive experience with Bill. We're pleased to hear that he was responsive, clear, patient, and helpful. Your feedback is greatly appreciated! -Renee
I came into the process with limited knowledge of how to get a construction loan. I was given an abundance of information in preparation prior to starting the process. After initiating the application, I was taken through each step with obvious...
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Reply from Atlantic Union Bank Home Loans
August 18th, 2026 02:44 PM
Thank you for sharing your experience. Navigating a construction loan for the first time can feel complex, so it’s wonderful to know you received the information and guidance needed before and throughout the process. Having a clear understanding...
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Bill was a great help and always answered any questions I had and explained everything fluently
Reply from Atlantic Union Bank Home Loans
August 17th, 2026 09:03 PM
Thank you for your kind feedback. We’re pleased to know Bill was there to provide answers and help make the process easier to understand. We appreciate you sharing your experience with us. -Renee
Bill Corss was very responsieve to our needs throughout the process. We had a few snags with some of the loan procesors who requested some documents several times.
Reply from Atlantic Union Bank Home Loans
August 3rd, 2026 08:39 PM
Thank you for sharing your experience, Daniel. It’s great to know Bill helped keep things moving forward and remained responsive to your needs. We also appreciate your candid feedback and will continue striving to make the process as smooth...
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I have had the pleasure of referring clients over the years to Bill and his team and can't thank him enough for his hard work and personal interaction both with me and my clients. He is extremely knowlegable and takes great care to make sure...
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Reply from Bill Cross
April 29th, 2026 08:02 PM
Thank you Terri for your kind comments. I truly value our relationship, and I have also witnessed your high level of care and expertise you offer your clients. You go above and beyond for every client!
Our experience with our loan officer Bill Cross and his associates was exceptional. Bill has always made himself available to provide guidance and answer questions in a direct and easy to understand manner. He was an invaluable guide to the...
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Bill Cross was exceptional in guiding me through to a successful mortgage. Mr. Cross had previously successfully guided my wife through a refinance, so we are definitely Bill Cross fans!
5 star customer review
Educational, professional, efficient
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About
Bill has been in the home lending industry since 1995 and brings extensive knowledge of mortgage programs and the financing process. He is dedicated to guiding clients with excellent customer service and helping them choose loans that fit their needs and lifestyle. Bill has a strong passion for assisting veterans, teachers, and first responders in achieving homeownership. A graduate of Roanoke College, he enjoys spending time with his family and being outdoors when he is not working with clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Medical Professional Mortgages
USDA Loans
Non-QM
Cash-Out Refinances
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Education
- Roanoke CollegeBusiness AdministrationB.S. Business AdministrationAug 1989 -May 1993
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1995
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 111693
Hobbies
- Live Music
- Hiking & Camping
- Fishing
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Disclaimer
Atlantic Union Bank, located in Virginia and beyond, offers a wide range of financial solutions including checking accounts, savings accounts, business loans and more. Bank online or visit one of our conveniently located branches or ATMs today. Member FDIC. NMLS # 551889. ©2026 Atlantic Union Bank. All rights reserved.