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Bill Bloom  - Senior Loan Officer | NMLS 65557 in Columbia, MD
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Bill Bloom

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Senior Loan Officer | NMLS 65557

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Bill Bloom (NMLS #65557) is a premier mortgage loan officer and local lending expert in Columbia, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Bill provides comprehensive home financ... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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5 Star
98%
4 Star
2%
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Reviews from Web
  • SFTP
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    Misty S
    Smithsburg, MD
    Posted on March 3rd, 2026 10:36 AM
    Received emails with directions evey day. Questions we had were answered promptly. And Bill make the entire process easy and unstressful.
    Reply from Bill Bloom
    March 3rd, 2026 11:18 AM
    Thank you for sharing your experience, Misty. I'm pleased to know that the daily communication and prompt responses helped make the process easy and stress-free for you. It's always my goal to provide clear guidance and support each step of...
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    Donald S
    Smithsburg, MD
    Posted on February 28th, 2026 01:41 PM
    We received prompt, thorough, and courteous help every step of the way. We felt we were a priority.
    Reply from Bill Bloom
    February 28th, 2026 02:18 PM
    I'm pleased to know that you felt well-supported throughout the process, Neil. Being prompt and thorough is important to me, and I'm glad it made you feel like a priority. If you have any further questions or need assistance in the future,...
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    Raymond H
    Posted on February 21st, 2026 01:21 AM
    Bill was very helpful and works hard to get you what you need
    Reply from Owner
    March 5th, 2026 12:25 AM
    It's great to hear that you felt supported, Raymond. I aim to work diligently to meet each client's needs, and your feedback is appreciated. If there's anything more I can assist you with in the future, please don't hesitate to get in touch....
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    Larry H
    Fairmount Heights, MD
    Posted on February 16th, 2026 05:42 PM
    It was a new process for me and the agents made the steps clear for me.
    Reply from Bill Bloom
    February 16th, 2026 05:45 PM
    I'm glad to know that the process was made clear for you, Larry. Navigating new experiences can often be challenging, and I'm pleased that my guidance could help make things more understandable. If you ever have more questions or need assistance...
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    John S
    Friendship, MD
    Posted on February 12th, 2026 02:47 PM
    Bill was very responsive and helpful. Ansewerd all of my question clearly.
    Reply from Bill Bloom
    February 12th, 2026 02:55 PM
    I’m glad to hear that you found my assistance helpful and that I was able to answer your questions clearly, John. It’s important to me that you feel supported and informed. If there's anything else you need, please don't hesitate to reach out....
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    Stephanie M
    Milton, DE
    Posted on February 4th, 2026 02:00 PM
    Bill was always available for any and all questions. He stayed on top of our loan amd and was able to help us navigate what can be a stressful time and made it easy. Would definitely recommend Bill to help anyone with a loan
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    Reply from Bill Bloom
    February 4th, 2026 02:37 PM
    Stephanie, it's great to know that you found the process manageable and that I could assist in easing any stress associated with your loan. Staying available for your questions and following through on the details is important to me, and your...
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    Jon M
    Posted on February 3rd, 2026 05:35 PM
    Bill Bloom and his team Katie Evans and Kelly McCullough came through with another cash out refinance. I'm grateful to have been put on to Bill at Embrace home loans previously. And I'm grateful for all of the teams help and time, in my second...
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    Reply from Owner
    February 3rd, 2026 07:48 PM
    Thank you. You will have all this behind you very soon!
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    Jon M
    Ellicott City, MD
    Posted on February 3rd, 2026 05:28 PM
    Once again, Bill Bloom and his team,Katie Evans and Kelly McCullough came through with another cash out refinance. As before, I have a situation with alot of moving parts. Most other Lenders wouldn't have worked with me. Everyone involved was...
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    Reply from Bill Bloom
    February 3rd, 2026 05:52 PM
    Jon, it's encouraging to know that I could assist you with another cash-out refinance, especially given the complexity of your situation. I’m glad that our dedication and teamwork made a positive impact. Your trust in me, Katie Evans, and Kelly...
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    Ryan B
    Posted on January 30th, 2026 09:00 PM
    I've worked with Bill Bloom for years and he’s one of the most honest and reliable lenders I have used. He’s knowledgeable, responsive, and extremely clear with clients—especially when it comes to finding them the best options and setting realistic...
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    Reply from Owner
    January 30th, 2026 09:05 PM
    Thank you so much for the kind words and for trusting me over the years. I truly value our partnership and the way you advocate for your clients. Clear communication, setting expectations early, and protecting the transaction are always the...
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    Mike S
    Posted on January 29th, 2026 01:21 PM
    So happy for my buyer Ms. Lavine getting a beautiful home on 3 acres in Crownsville. Bill Bloom from Embrace Home Loans did a fantastic job for her loan and I would definitely work with him again. Great team effort for our clients.
    Reply from Owner
    January 29th, 2026 03:22 PM
    Thank you, Mike. You were great to work with as well. He works very hard finding her the perfect home and it took almost a year to make it happen.
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    About
    Bill Bloom (NMLS #65557) is a premier mortgage loan officer and local lending expert in Columbia, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Bill provides comprehensive home financing solutions with Embrace Home Loans. William Bloom is a Senior Loan Officer joining us in Columbia, MD, to help borrowers achieve their home financing goals with solutions tailored to their unique needs. Bill focuses on loan origination, with former stops working in a similar capacity at Bank of America, Capital One, and PNC Bank. Contact Bill today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    VA
    FHA
    USDA
    Conventional
    Non QM
    Bank Statement
    Asset Depletion
    HELOC
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    Positions
    • Embrace Home Loans - Senior Loan Officer
      Jun 14th, 2022 - Current
    Memberships
    • American Legion
    • Veteran Mortgage Advisor
    • Disabled American Veterans
    • View All
    Addresses and Serving Areas

    Year Started

    2022

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 65557
    Videos
    video
    Achievements
    • Presidents Club 2021
    Hobbies
    • Lacrosse
    • Football
    • Poker
    • View All
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.