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Bill Bloom  - Senior Loan Officer | NMLS 65557 in Columbia, MD
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Bill Bloom

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Senior Loan Officer | NMLS 65557

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Bill Bloom (NMLS #65557) is a premier mortgage loan officer and local lending expert in Columbia, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Bill provides comprehensive home financ... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
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1 Star
0%
Reviews from Web
  • SFTP
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    Sunday W
    Crownsville, MD
    Posted on May 6th, 2025 03:41 PM
    Bill always answers the call. He was helpful and easy to reach everytime. Bill and his team take a lot of the stress out of purchasing a home.
    Reply from William Bloom jr.
    May 8th, 2025 02:12 PM
    I'm thrilled to hear that I could assist you effectively and make the home purchasing process less stressful. It was a pleasure working with you, and I appreciate your kind words about my team and me. If you need any further assistance, please...
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    Melissa D
    York, PA
    Posted on April 18th, 2025 12:31 PM
    Bill is a wealth of knowledge in lending and especially in VA loans. I depend on a reliable lending partner to handle the details of financing for my clients. Bill and his processor provide great service to their clients and to their Realtors....
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    Reply from William Bloom jr.
    April 18th, 2025 01:05 PM
    I'm thrilled to hear that you found my expertise in lending and VA loans valuable. It’s important to me to provide reliable service for both clients and Realtors. Your trust and referrals are greatly appreciated, and I am honored to assist...
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    Debbie B
    Posted on April 16th, 2025 03:11 AM
    Bill Bloom has received a review with 5 star rating from Debbie B
    Reply from Owner
    January 9th, 2026 09:52 AM
    Thank you for your 5-star rating! We appreciate your support and look forward to serving you again in the future.
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    Deborah B
    York, PA
    Posted on April 16th, 2025 03:10 AM
    We were purchasing a condo and using the VA for financing. The VA has strict rules on condo purchasing and Bill continued after it was denied twice to be able to get our condo approved through the VA financing. I believe most realtors one they...
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    Reply from William Bloom jr.
    April 16th, 2025 11:02 AM
    I'm thrilled to hear about your successful condo purchase through VA financing. It was my pleasure to assist and ensure the condo met the necessary requirements. Thank you for your kind words and trust in my efforts. If you have any more questions...
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    Jon M
    Ellicott City, MD
    Posted on April 13th, 2025 10:16 PM
    What made my experience with embrace home loans and most importantly bill bloom, was the fact that he got to know me and my financial situation. He told me exactly what I needed to do what I needed to show for documentation. With his expertise...
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    Reply from William Bloom jr.
    April 13th, 2025 10:27 PM
    I'm thrilled to hear that your cash-out refinance experience was positive and that I could assist you effectively. It was a pleasure getting to know your financial situation and helping you navigate the loan process. I'm grateful for the opportunity...
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    Rain P
    Posted on April 2nd, 2025 03:33 PM
    Bill Bloom has received a review with 5 star rating from Rain P
    Reply from Owner
    January 9th, 2026 09:52 AM
    Thank you for your 5-star rating, Rain! We're glad to know you're satisfied with our services. Your support means a lot to us!
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    Rain P
    Hagerstown, MD
    Posted on April 2nd, 2025 03:33 PM
    Bill Bloom went over and above in Customer Service. He is knowledgeable, reassuring, polite, and guided me every step of the process of obtaining a mortgage. I cannot think of any instance where he could have done better.
    Reply from William Bloom jr.
    April 2nd, 2025 03:40 PM
    I'm thrilled to hear that you had such a positive experience with my service. It was a pleasure guiding you through the mortgage process, and I'm glad to know that my efforts made a difference. Thank you for your kind words and trust in Embrace...
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    Patrick F
    Lakeland, FL
    Posted on March 31st, 2025 12:43 AM
    Another loan company failed to finish loan process. Bill and Embrace picked up the process and closed the deal. If you're not satisfied with your loan situation, Bill will overcome the road blocks with great customer service and more knowledge...
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    Reply from William Bloom jr.
    March 31st, 2025 02:10 AM
    I'm thrilled to hear that we were able to successfully close your loan after the initial challenges you faced. It was a pleasure to assist you and provide the support you needed. Thank you for your kind words and trust in my expertise. If you...
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    Emily M
    Posted on March 25th, 2025 12:07 AM
    Bill Bloom has received a review with 5 star rating from Emily M
    Reply from Owner
    January 9th, 2026 09:52 AM
    Thank you for the 5-star rating, Emily! We're thrilled to know you had a great experience with us. Your support means a lot!
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    Emily B
    Sykesville, MD
    Posted on March 25th, 2025 12:07 AM
    Bill made the process easy, great communication, would definitly recommend!
    Reply from William Bloom jr.
    March 25th, 2025 01:54 PM
    I'm thrilled to hear that you found the process easy and appreciated the communication. It was a pleasure assisting you with your purchase, and I thank you for your recommendation!
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    About
    Bill Bloom (NMLS #65557) is a premier mortgage loan officer and local lending expert in Columbia, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Bill provides comprehensive home financing solutions with Embrace Home Loans. William Bloom is a Senior Loan Officer joining us in Columbia, MD, to help borrowers achieve their home financing goals with solutions tailored to their unique needs. Bill focuses on loan origination, with former stops working in a similar capacity at Bank of America, Capital One, and PNC Bank. Contact Bill today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    VA
    FHA
    USDA
    Conventional
    Non QM
    Bank Statement
    Asset Depletion
    HELOC
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    Positions
    • Embrace Home Loans - Senior Loan Officer
      Jun 14th, 2022 - Current
    Memberships
    • American Legion
    • Veteran Mortgage Advisor
    • Disabled American Veterans
    • View All
    Addresses and Serving Areas

    Year Started

    2022

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 65557
    Videos
    video
    Achievements
    • Presidents Club 2021
    Hobbies
    • Lacrosse
    • Football
    • Poker
    • View All
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.