

Wayne Ferguson
Wayne Ferguson, Producing Regional Branch Manager,...

Hi, I'm your friendly and dedicated Mortgage Loan Officer with over 15 years of experience helping people achieve their dream of homeownership. Whether you're a first-time homebuyer, looking to refinance, or exploring investment properties,... Show More
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24 hours
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24 hours
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24 hours(Open now)
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Just a very easy and uncomplicated process. If I had had questions, Wayne responded right away. I couldn’t be more satisfied.
Nothing against Wayne, Wayne was helpful knowledgeable and available. I dealt with Kim Beatty mostly. Also a good experience, she was take charge to get things done. Good job overall
Wayne was helpful beginning to end. He went over options and made great suggestions. I appreciate his guidance and would recommend him to friends and family.
Wayne was very thorough and timely with his help during the application, approval, and settlement process. The mortgage process can be stressful process but Wayne and his advice made it seem simple. In addition, the Embrace online application...
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The team at Embrace, including most notably, Wayne Ferguson and Kim Beatty, were knowledgeable, attentive, proactive, and always very helpful. The online capabilities for posting documents and reviewing notices and disclosures were excellent....
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We were always kept aware of what was needed and where we were in the process. There were some glitches with Factual Data, that could have been better, but overall I would recommend Embrace to anyone - and I actually have to my daughter.
Wayne was awesome to deal with. Returning calls and emails, answering questions in a very timely manner. Much appreciated.
Highly professional, very organized, and great flow of communication throughout the entire process. Thank you!
Wayne was very available. Only thing I would comment that could be improved is staff communication about loading documents. Wayne was awesome! Settlement went smoothly.
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About
Hi, I'm your friendly and dedicated Mortgage Loan Officer with over 15 years of experience helping people achieve their dream of homeownership. Whether you're a first-time homebuyer, looking to refinance, or exploring investment properties, I'm here to guide you every step of the way with personalized solutions tailored to your unique needs.
My approach is simple: I listen, educate, and empower. I take the time to understand your financial goals and break down complex mortgage options into clear, easy-to-understand choices. With access to a wide range of loan programs and competitive rates, I work tirelessly to find the best financing options that fit your budget and lifestyle.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Disclaimer
American Financial Network, Inc. is an Equal Housing Lender
American Financial Network, Inc. | NMLS ID 237341
10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000
©2026 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.