Waseem Elhamad
Sr Mortgage Broker
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Waseem went way and beyond to get the process completed.
Reply from Waseem Elhamad
October 22nd, 2026 02:08 PM
I'm grateful for your kind words, Rosalba. It was my goal to ensure that the process at Lumin Lending went smoothly and efficiently for you. Thank you for recognizing my efforts.
Waseem went above and beyond to help get the process completed.
Reply from Waseem Elhamad
October 22nd, 2026 07:23 PM
I'm pleased to hear that you felt I went above and beyond, John. It was my priority to ensure the process with Lumin Lending went smoothly for you. Thank you for your kind feedback.
Waseem answered all ours questions at any time of the day. He did an excellent job working with us and did a fantastic job
very helpful upfront and honest I truly appreciate his efforts
Reply from Waseem Elhamad
October 19th, 2026 03:22 PM
I'm glad to hear that I could assist you effectively, Chris. It was important to me to be upfront and available whenever you needed answers. Thank you for trusting Lumin Lending with your needs.
Waseem was great. He did everything in his power to get me the best rate and pay off other debts in the process. Highly recommend.
Reply from Waseem Elhamad
October 1st, 2026 05:47 PM
I'm happy to know that you had a great experience, Tommy. It was my pleasure to help you secure the best rate and manage your other debts through Lumin Lending. Your recommendation means a lot to me.
I had a great experience working with Waseem during the loan process. He was extremely helpful, knowledgeable, and patient throughout the entire process. He took the time to explain everything clearly, answered all my questions, and made sure...
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Reply from Waseem Elhamad
September 29th, 2026 02:45 PM
I'm pleased to hear that you had such a positive experience, Honeylee. It was my goal to ensure the loan process at Lumin Lending was as smooth and clear as possible for you. Your recommendation means a lot to me, and I'm glad I could assist...
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Because they a lot patient helping me,im no so computer wise, they took there time with my issues
Reply from Waseem Elhamad
August 28th, 2026 05:35 PM
I'm grateful for your feedback, Manuel. I'm pleased that my patience and assistance were helpful to you. If you need any more support, please don't hesitate to reach out.
Mr. Waseem made everything seem less and I really appreciate everything he did for me during the process.
Reply from Waseem Elhamad
August 17th, 2026 04:07 PM
I appreciate your kind words, Dominga. I'm glad I could help make the process easier for you. If there's anything else you need, please feel free to reach out.
great to work with and very helpful and knowledgeable on the product
Reply from Waseem Elhamad
August 12th, 2026 03:17 PM
Thank you, Wayne. I'm glad to hear that you found my assistance helpful and knowledgeable. If you have any more questions or need further help, feel free to reach out.
He's great, 100% recommended
Reply from Waseem Elhamad
August 12th, 2026 01:10 PM
Thank you for the recommendation, Marilyn. I'm pleased to know you had a great experience. If there's anything else I can assist you with, please feel free to reach out.
I was frustrated and tired of being told that It is possible and ended up being declined. Mr. Waseem works wonders and made sure to guide and assist me in every step of the process. I got approved thanks to my Angel, Mr. Waseem I appreciate...
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About
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Year Started
2020
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1955280