Wally Ziadeh
Sr. Mortgage Broker
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
fast and knowledgeable loan process. would absolutely use again!
Reply from Wally Ziadeh
September 21st, 2026 01:41 PM
Frederick, I'm pleased to hear that you found the loan process fast and knowledgeable. I look forward to helping you with any future needs at Lumin Lending.
I'd highly recommend Wally for all your home financing needs. He took the time to educate me on multiple loan options and always had my best interest at heart. He fought to get me the best loan offer and I was very impressed with his level...
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Wally is the only mortgage broker I have dealt with for years. We have done several transactions together and I will never work with anyone else. He is professional, knows the mortgage business inside out, extremely friendly and just a great...
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Reply from Wally Ziadeh
July 27th, 2026 04:04 PM
Ryan, I appreciate your kind words and continued trust in me over the years. It's wonderful to know that I've been able to provide you with a positive experience. Thank you for considering referring me to your friends and family; it truly means...
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... i've been going through a lot… Two tests in the family during all this… A funeral in and out of state… And he was very accommodating to my situation… What a blessing he was… I will definitely recommend WALLY… If anyone else needs refinancing,...
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Reply from Wally Ziadeh
July 13th, 2026 01:04 PM
Kelly, I'm grateful for your kind words and support. It means a lot to hear that I could be helpful during such a challenging time. Thank you for recommending me and Lumin Lending.
Wally was persistent and I'm so happy we chose to go with Lumin than AmeriSave. The process was super easy, fast and less expensive. Wally is the MOST experienced at what he does. He is accurate, kind, understanding and dedicated himself to...
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My wife and I recently purchased our forever home, and once again, Wally made the entire process an exceptional experience. This is the third time we’ve trusted him with our mortgage needs, and there’s a reason we keep coming back.Not only...
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I best experience put the loan off. To he was so helpful, he took his time to explain everything to me. He helped me get the best deal I could get in a fast manner. We got me through every step door things on the computer. It was a little difficult...
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Holy cow. This is the third time we've worked with Wally, and there's a reason we keep coming back. He helped us secure an incredibly competitive loan for our new home - one that was hard to beat and perfectly fit our needs.What sets Wally...
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I had a great experience with Wally. He answered all my questions and followed up with each step of the process. I would highly recommend him for your next loan.!!
Wally made my refinance process incredibly smooth from start to finish. He was knowledgeable, responsive, and took the time to clearly explain every step, which made the whole experience stress-free. Anytime I had a question, he was quick to...
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Reply from Owner
April 6th, 2026 12:00 AM
Thank you so much for the kind words! It was a pleasure helping you through the refinance process and I'm thrilled to hear that you had such a positive experience. I’m always here to help and make sure things go smoothly. If you need anything...
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About
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 349491