

Vicki Cheairs-Longbridge Financial, LLC
Reverse Mortgage Consultant-NMLS#543256

See why millions of Americans are using reverse mortgages to help improve cash flow, establish lines of credit and consolidate debt. Or, if you're purchasing a home, ask me about my reverse mortgage for purchase options.
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Vicki was great. She explained everything and was with the entire way through the process! I highly recommend Longbridge.
Reply from Vicki Cheairs
March 23rd, 2026 04:14 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
I did not know how great a reverse mortgage was until I met Vicki. It allowed us to sell one home and move into another home and no longer make payments. The big bonus is if we do make payments the money reduces the loan amount, increases the...
read more
From start to finish, Vicki was excellent. She was professional, so well informed, and more importantly she has the ability to explain everything so clearly. In this field, the ability to succintly explain every facet and specific detail of...
read more
Reply from Vicki Cheairs
July 20th, 2025 03:37 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Recently refinanced my reverse mortgage with Vicki, have used her twice and she is the BEST! Very knowledgeable, friendly and helpful. I highly recommend her.
was very helpful all along the way and explained everything in the process. We would definitely recommend her to anyone that may be interested in reverse mortgage.
Reply from Vicki Cheairs
December 3rd, 2024 09:04 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Vickie did a great job and anyone interested in a reverse mortgage
should talk to her, she is a fighter for your cause !
Longbridge financial and Vicki Cheairs is the best person to go to fora reverse mortgage. She will give you the straight information and will work hard for you to get u all u are allowed
vickie was terrific
Reply from Vicki Cheairs
October 2nd, 2024 02:23 PM
I enjoyed working with you. Thanks for the great feedback.
We recently closed on a reverse mortgage for purchase transaction with Vicki. She is, without a doubt, the foremost expert in this type of transaction and the process went as smoothly as possible.
I highly recommend her services.
Excellent Financial and Vicki was the best. Excellent in helping us thru this maze and was always there when needed. Highly recommend her and her company.. Bill
1–10 of 37
About
See why millions of Americans are using reverse mortgages to help improve cash flow, establish lines of credit and consolidate debt. Or, if you're purchasing a home, ask me about my reverse mortgage for purchase options.
Products & Services
Mortgage Loan Officer
Jumbo Reverse Mortgages
HECM for Purchase
Home Equity Conversion Mortgages(HECM)
Financing Retirement
Funding for Aging in Place
Home Equity Loan
Specialities
Reverse Mortgage
HECM for Purchase
Financing Retirement
Jumbo Reverse Mortgage
HECM Loan
Home Equity Loan
Home Equity Loan for Seniors
What is a Reverse Mortgage?
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Greater Houston Builder Association - Sales and Marketing Council Board MemberJan 1st, 2015 - Current
Memberships
- Greater Houston Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS#543256
Hobbies
- Golf
- Pickleball
Disclaimer
LO Office Phone# 281-855-1122. LO NMLS #543256. LO Branch NMLS #2446330.
This social media page is not a customer service channel. If you need help with a service or your account, please visit https://longbridge-financial.com/contact/, to contact a licensed mortgage originator or the appropriate service department. Any information submitted through this page, including complaints or personal information, is subject to the privacy and security policies of the operator of this social media website, which policies are not under Longbridge Financial, LLC’s control. In sending any content through this page, you assume all risks and responsibilities related to the security, privacy, and confidentiality thereof.
This page may contain links to other third-party websites. When you click on these links you will leave this page and will be redirected to another site. These links are provided as a convenience and do not imply endorsement or approval by Longbridge Financial, LLC of any of these sites. Longbridge Financial, LLC does not control these sites and is not responsible for the content provided therein.
For Reverse Mortgages: Charges such as an origination fee, mortgage insurance premiums, closing costs and/or servicing fees, if applicable, may be assessed and will be added to the loan balance. As long as you comply with the terms of the loan, you retain title until you sell or transfer the property, and, therefore, you are responsible for paying property taxes, insurance and maintenance. Failing to pay these amounts may cause the loan to become immediately due and/or subject the property to a tax lien, other encumbrance or foreclosure. The loan balance grows over time, and interest is added to that balance. Interest on a reverse mortgage is not deductible from your income tax until you repay all or part of the interest on the loan. Although the loan is non-recourse, at the maturity of the loan, the lender will have a claim against your property and you or your heirs may need to sell the property in order to repay the loan, or use other assets to repay the loan in order to retain the property.
This material has not been reviewed, approved or issued by HUD, FHA or any government agency. The company is not affiliated with or acting on behalf of or at the direction of HUD/FHA or any other government agency.
Longbridge Financial, LLC NMLS# 957935. 61 South Paramus Road, Suite 500, Paramus, NJ, 07652. 1-855-523-4326. For licensing information, go to: www. nmlsconsumeraccess.org. For additional Longbridge licensing and disclosures, please visit: https://longbridge-financial.com/licensing. Longbridge Financial Company Licensing Information: Arizona Mortgage Banker License #0930082; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Loans made or arranged pursuant to a California Financing Law license; Georgia Mortgage Lender Licensee #44082; Massachusetts Mortgage Lender License # ML957935; Licensed by the New Jersey Department of Banking & Insurance; Licensed Mortgage Banker-NYS Department of Financial Services – in-state branch address 6161 South Park Avenue Room 2, Hamburg, NY 14075; Rhode Island Licensed Lender. For California, Nebraska, and Texas consumers: For information about our privacy practices, please visit: https://www.longbridge-financial.com/privacy. Not all products and options are available in all states. Terms subject to change without notice. Certain conditions and fees apply. This is not a loan commitment. All loans subject to approval.
Longbridge is a Licensed Mortgage Banker in the State of New York, but this LO and site are not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the State of New York will be accepted through this site.
Texas consumers: For state licensing information, please visit: https://longbridge-financial.com/licensing/texas-state-licensing-information/.
Longbridge Financial, LLC is an Equal Housing Lender.