Vernon Etter
Loan Officer
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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9 AM to 5 PM
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9 AM to 5 PM
Fri
9 AM to 5 PM
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Communication and results
Vernon always gave quick responses that were thourough and helpful! He was happy to answer any and all questions! It was our first time using a lender and he made the unknown process smooth and less scary by being so helpful and attentive to...
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Reply from Vernon Etter
April 20th, 2026 05:21 PM
Kristin, I'm grateful for your kind words and happy to hear that I could make your first experience with a lender smooth and less intimidating. It's great to know that my quick responses and attention were helpful to you. Thank you for trusting...
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This was a Reverse Mortgage Loan. It was a learning experience for both Veron and me. There were several complications along the way, but Veron stayed on top of all the communications with the lender and fixed these issues quickly. Veron is...
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Reply from Vernon Etter
April 17th, 2026 08:09 PM
Saundra, I'm thankful for your kind words and for sharing your experience with the reverse mortgage process. It was indeed a learning journey for both of us, and I'm glad I could help navigate through the complications and keep the communication...
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Vernon is always there to answer questions and communication is the best!
Reply from Vernon Etter
April 16th, 2026 03:45 PM
Kim, thank you for highlighting my communication and availability. I'm glad to know that I could be there to answer your questions and support you throughout the process.
Vernon was very knowledgeable and was oatient with me throughout the process First time home buyer would definitely recommend him
Reply from Vernon Etter
April 16th, 2026 03:06 PM
Erik, I'm pleased to hear that you found my knowledge and patience helpful during your first home-buying experience. Thank you for your recommendation, and I'm glad I could assist you through the process.
Vernon was an absolute pleasure to work with from start to finish. He was exceptionally communicative, keeping us well-informed and clearly explaining every step of the loan process so we always knew exactly what was needed and when. He responded...
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Reply from Vernon Etter
March 23rd, 2026 05:59 PM
Zhi, I'm grateful for your kind words and for taking the time to share your experience. Keeping you informed and making sure you understood each step was a priority for me, and I'm glad it made a difference in your home-buying process. It's...
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Vernon was exceptional throughout a very complex transaction. This file had many moving parts, last-minute changes, and a very tight timeline, yet he stayed completely on top of everything from start to finish. He worked evenings and weekends,...
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Reply from Vernon Etter
March 16th, 2026 06:47 PM
Fay, I sincerely appreciate your kind words. Navigating a complex transaction can indeed be challenging, and I'm glad to have been able to support you and your clients through it. Ensuring everything stayed on track was important to me, and...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
Conventional Home Loan
Cash-Out Refinances
Home Equity Loan
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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