Uma Manohar
Sr. Mortgage Loan Originator
Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business ... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Very helpful, explained everything and helped throughout the process. It was amazing experience.
Reply from Uma Manohar
June 30th, 2026 05:29 PM
Dear Kushal and Rishya,Truly appreciate your 5 star review. You are a First time home buyer and you will have tons of questions, indeed it was a pleasure to explain and help you on the loan process and closing on time.Lovely meeting you both...
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Excellent overall experience from Loan Origination to Closing. Very quick response. Thanks Uma
Reply from Uma Manohar
June 30th, 2026 05:29 PM
Hello Shiju and Jay,
Thanks for the 5 star review, Appreciate it. It was indeed a pleasure working with you on your New home.purchase.
Wishing you both all happiness. Lovely meeting your family at closeing.
Knowledgeable and overall process went very smoothly from start to finish.
Excellent work.
Keep up the good work!
Thank you !
Uma helped us to close our refi smooth and quick. Thanks to her patience and effort to go through all the options out there to give the best rate for us. I highly recommend her for your mortgage needs.
The loan officer (Uma) was excellent, she was very knowledgeable, followed up on timely basis, hand-holsed me throughout the process, she very transparent in communication and above all very nice inter-personal skills.
My refinance documentation happened to be very extensive because of my other loans etc. Uma was always there in every step of the process guiding me and helping me get through each step of the them. Uma took time to analyze my needs and gave...
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Uma was very responsive and on top of things.
Uma Manoharan was very patient about listening to our needs and accordingly driven the whole refinance process. I would highly recommend her anyone who would like to refinance.
Reetha
Uma was very helpful right from the beginning. Even when there were some issues with HOA she tried to help us out even though it was not her duty. Much appreciated.
Uma was very responsive and provided us detailed explanation for all our questions. The entire process was easy and transparent , will definitely refer to our friends and family.
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About
Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business and providing exceptional lending services to people at every stage of owning a home.
As experienced mortgage bankers, we believe in matching individuals with the best loan that meets their unique needs, even under challenging conditions. As a result of the recent economic climate, homeowners are searching for new ways to accommodate tighter budgets and we're excited to give people the opportunity to save money through the smart lending services at Fidelity Direct Mortgage.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID 215550
Disclaimer
All borrowers may apply, not all borrowers may qualify. This is not a commitment to lend. Subject to credit approval and underwriting guidelines. Rates, terms, and programs are subject to change without notice. Some products may not be available in all states. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A Fidelity Direct, Fidelity Direct Mortgage. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. California – Loans made or arranged pursuant to a California Financing Law license, DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License #MLB176743; Florida Office of Financial Regulation Mortgage Lender License #MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; South Carolina BFI Mortgage Lender #MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.