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Troy Lage - Loan Officer NMLS 400287 in Sioux Falls, SD
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Troy Lage

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Loan Officer NMLS 400287

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As a Top 1% Mortgage Lender, with over 30 years of experience, and mortgage broker background, I've helped thousands of clients achieve their homeownership goals. Based in Sioux Falls and serving Southeast South Dakota, I specialize in firs... Show More
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Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
  • Encompass
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    Ryan W
    Sioux Falls, SD
    Posted on August 14th, 2026 12:35 AM
    Everything from communication from start to signing day
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    Haley R
    Lake Norden, SD
    Posted on August 13th, 2026 02:24 PM
    Good communication
    Reply from Troy Lage
    August 13th, 2026 05:00 PM
    Haley, thank you for the kind words! Clear, consistent communication throughout the home loan process is something Troy and the Fairway Heartland team always strive for. We're glad it made your mortgage experience in South Dakota a smooth one,...
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    Maz R
    Posted on August 9th, 2026 04:18 AM
    Troy Lage has received a review with 5 star rating from Maz R
    Reply from Owner
    August 13th, 2026 04:58 PM
    Thank you so much for the 5-star rating! We are thrilled that you had a great experience with Troy and the Fairway Heartland team for your home loan needs. Whether it's a first-time home purchase, refinance, or mortgage pre-approval in Sioux...
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    Mark E
    Sioux Falls, SD
    Posted on August 9th, 2026 04:18 AM
    Troy is a life saver, made things easy, educated us at every step and felt cared for. 10/10
    Reply from Troy Lage
    August 13th, 2026 04:56 PM
    Mike, thank you for the fantastic review! Making the home loan process easy and stress-free, while keeping you informed and educated at every step, is exactly what Troy and the Fairway Heartland team strive for. We are so glad you felt cared...
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    Julie W
    Sioux Falls, SD
    Posted on August 6th, 2026 02:00 PM
    Troy is excellent to work with. Friendly and easily approachable. Troy took after hours and weekend calls. He gave advice and support throughout the entire process. This was our second time working with Troy and we plan to work with Troy again...
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    Reply from Troy Lage
    August 13th, 2026 04:53 PM
    Thank you for trusting Troy Lage and the Fairway Heartland team for your home mortgage again! It is wonderful to hear that the friendly, responsive support (even after hours and on weekends) made your mortgage process in Sioux Falls smooth...
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    Ryan W
    Posted on August 3rd, 2026 05:34 PM
    On top of things from start to finish. Always answers or return phone calls. Highly recommend Troy and his team
    Reply from Owner
    August 4th, 2026 03:54 PM
    Ryan, thank you so much for the 5-star review and for trusting Troy Lage and the Fairway Heartland team with your home loan! Staying on top of things from start to finish - and being quick to answer or return every call is exactly the level...
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    Danielle M
    Posted on July 30th, 2026 02:57 PM
    Chase and his team were exceptional with guiding me and my husband through the loan process as first-time homebuyers. We were so impressed with the professionalism and care in explaining answers to our questions. I would recommend Chase and...
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    Reply from Owner
    August 4th, 2026 03:43 PM
    Danielle, thank you so much for this incredible 5-star review, and congratulations on your first home! Guiding first-time homebuyers through the mortgage process with clarity and care is exactly what Chase and the Fairway Heartland team strive...
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    Jesimae B
    Brandon, SD
    Posted on July 17th, 2026 01:37 PM
    E signatures made the process much quicker
    Reply from Troy Lage
    July 23rd, 2026 10:00 PM
    Thank you so much for the 5-star review! We're glad the e-signature process helped streamline your home loan experience from application to closing. Making things fast and convenient for our clients in Sioux Falls and the surrounding South...
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    Hunter W
    Watertown, SD
    Posted on July 14th, 2026 01:53 PM
    Always staying in communication and always having knowledge about this kind of deal
    Reply from Troy Lage
    July 14th, 2026 03:33 PM
    Thank you so much for this 5-star review! Clear, consistent communication paired with expert mortgage knowledge is exactly what I strive to bring to every client in Sioux Falls and the surrounding area, whether you're buying your first home,...
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    Sierra G
    Sioux Falls, SD
    Posted on July 13th, 2026 01:39 PM
    Troy was always willing to answer any questions we had basically whenever we needed him!
    Reply from Troy Lage
    July 14th, 2026 03:31 PM
    Thank you so much for this 5-star review! Being available and responsive to my clients throughout the home loan process is a top priority for the Fairway Heartland team and me. No question is ever too small, and I want every client in Sioux...
    read more
  • 10 of 802
    About
    As a Top 1% Mortgage Lender, with over 30 years of experience, and mortgage broker background, I've helped thousands of clients achieve their homeownership goals. Based in Sioux Falls and serving Southeast South Dakota, I specialize in first-time homebuyer programs, VA and FHA loans, refinancing, and investment property financing. Clients value my clear communication, tailored loan solutions, and proven track record of smooth, on-time closings. From conventional to Non-QM programs, I provide the expertise and guidance needed to succeed in today’s housing market. My mission is to make the mortgage process simple, transparent, and stress-free, while delivering results that last.
    Products & Services
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Cash-Out Refinances
    Non-QM
    DSCR Loans
    Specialities
    Home Mortgage
    VA Loan
    Conventional Loan
    FHA Loan
    USDA Loan
    Bond Programs
    Reverse Mortgage
    Jumbo Loan
    View All
    What is the Search Rank Score®?
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    Memberships
    • National Association of Mortgage Bankers
    • Chamber of Commerce
    • Realtor Association of the Sioux Empire,
    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS 400287
    Gallery
    Troy Lage - Gallery Photo
    Troy Lage - Gallery Photo
    Awards
    Top 1% Mortgage Or...
    Achievements
    • Top 1% Mortgage Originators, Presidents Club, CMA, Top Veteran Originator
    Hobbies
    • Market Trends, Crypto, Financial Planning, Water Sports, Travel
    • Fishing
    • Family, grandkids
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    Disclaimer
    Copyright©2025 Fairway Home Mortgage. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289). 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity. Legal Disclosures: bit.ly/FIMCDisclosures