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Troy Bingman - Branch Partner in Winchester, VA

Troy Bingman

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Branch Partner

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Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting...... Show More
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Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
Overall Ratings
4.86
(46)
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Reviews from Web
  • 5.0
    Encompass
    T
    THOMAS E
    Virginia Beach, VA
    Posted on May 21st, 2026 03:08 AM
    ALWAYS AVAILABLE TO ANSWER ANY QUESTIONS OR CONCERNS.
    Reply from Troy Bingman
    May 25th, 2026 06:16 PM
    THOMAS, I'm grateful for your kind words and glad to have been available to assist with your questions and concerns. It was a pleasure working with you!
  • 5.0
    google
    D
    Dwayne D
    Posted on June 29th, 2025 12:00 AM
    Cary did a great job with our mortgage. He was very efficient and quick to respond to everything that we needed. I would highly recommend Cary for your mortgage needs
  • 5.0
    google
    B
    Bambi D
    Posted on January 29th, 2025 12:00 AM
    Troy Bingman has received a review with 5 star rating from Bambi D
  • 5.0
    google
    M
    Matt J
    Posted on January 29th, 2025 12:00 AM
    Troy Bingman has received a review with 5 star rating from Matt J
  • 5.0
    Encompass
    M
    Melissa E
    Gum Spring, VA
    Posted on April 9th, 2024 05:14 AM
    Troy was extremely helpful. Went above and beyond to help me through the process.
  • 5.0
    google
    P
    Pearl S
    Posted on January 29th, 2024 12:00 AM
    Carey did a wonderful job guiding us through the mortgage process. He contacted us regularly with updates and was always pleasant and professional, patiently answering any questions or concerns we would have.
  • 5.0
    google
    K
    Kayla M
    Posted on January 29th, 2024 12:00 AM
    If ever buying a house this will always be my go to. Cary is very upfront to the point let’s get this done everything was pretty much a breeze. Thanks again Cary.
  • 5.0
    google
    J
    John J
    Posted on January 29th, 2024 12:00 AM
    Troy Bingman has received a review with 5 star rating from John J
  • 5.0
    google
    K
    Kayla M
    Posted on October 3rd, 2023 12:07 PM
    If ever buying a house this will always be my go to. Cary is very upfront to the point let’s get this done everything was pretty much a breeze. Thanks again Cary.
  • 5.0
    Encompass
    G
    Gustavo G
    Woodstock, VA
    Posted on September 23rd, 2023 02:12 PM
    Troy is very knowledgable and walked me through the whole process explaining every single step and being always available when I had questions or concerns.
  • 10 of 46
    About
    Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger. Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Home Loans
    VA Home Loans
    FHA Home Loans
    USDA Home Loans
    First Time Home Buyer Loans
    Down Payment Assistance
    Jumbo Home Loans
    DSCR Loans
    View All
    121
    /850
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID# 273629
    Disclaimer
    ALCOVA Mortgage, LLC | Company NMLS ID# 40508 | (www.nmlsconsumeraccess.org) 308 Market Street, SE | Roanoke, VA 24011