

Trevor Higgins - Fairway Home Mortgage
Branch Sales Manager | NMLS# 1410557


University of Toledo
Charlotte-based mortgage lender and broker helping buyers and real estate investors close on time. I’m Trevor Higgins (NMLS 1410557) with Fairway Home Mortgage—12+ years, small team, lending nationwide. Expect fast, clean pre-approvals (oft... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 6:30 PM
Wed
8 AM to 6:30 PM
Thu
8 AM to 6:30 PM(Open now)
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Reviews from Web
It was such a pleasant experience
Reply from Owner
March 15th, 2026 08:26 PM
Hi Denise, thank you so much for the kind words! Making the home loan process a pleasant and stress-free experience for Charlotte homebuyers is always our top priority. The team at Trevor Higgins - Fairway Home Mortgage loved helping you secure...
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and understanding. I was very nervous about purchasing a home. I was put at ease with every email and phone call that I received.
Reply from Trevor Higgins
March 21st, 2026 01:55 PM
Denise, it's great to know that I could help ease your nerves during the home buying process. I'm glad the communication was reassuring for you. If there's anything more I can do or if you have further questions, feel free to reach out anytime....
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Trevor and Anthony did an excellent job of bringing a refinance from the question of 'is it time to refinance?' to 'the refinance is closed' in under three weeks. Questions I had about the process, interest rates, and requested forms were answered...
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Reply from Owner
March 15th, 2026 08:26 PM
Hi Robert, thank you so much for this incredible review! Anthony and I are thrilled we could help you successfully navigate your mortgage refinance so quickly.At Trevor Higgins - Fairway Home Mortgage, our standard is exactly what you experienced:...
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Trevor Higgins - Fairway Home Mortgage has received a review with 5 star rating from Alex G
Reply from Owner
March 5th, 2026 04:54 PM
Thank you for the review and trust Alex! We are excited for you and your family to get settled in your new home! Congratulations again from all of us at Fairway! We love helping first-time home buyers just like you, nothing better then getting...
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Yall did an awesome job. Yall were super easy to talk to and stayed right on top of everything to make sure we hit our dates and important paperwork signed thank you.
Reply from Trevor Higgins - Fairway Home Mortg...
August 10th, 2026 03:46 PM
Alexander, I'm glad to hear that you found it easy to communicate with us and that we could help you stay on top of everything. Thank you for your kind words and for trusting me with your home mortgage needs.
Everyone was responsive and worked quickly to answer any question that came up along the way.
Reply from Trevor Higgins - Fairway Home Mortg...
August 10th, 2026 03:46 PM
Kelly, I'm pleased to hear that you found our team responsive and efficient. It was great working with you, and I'm thankful for your positive feedback. If there's anything else you need, please feel free to reach out.
Several options for a refinance were given, and a couple different choices once that was set up, for 'money to close'. The refinance wasn't treated "simply a business transaction", which I appreciated. Speed to close was also good.
Reply from Trevor Higgins - Fairway Home Mortg...
August 10th, 2026 03:46 PM
Robert, I'm pleased to hear that you appreciated the personalized approach to your refinance options. It's great that the process didn't feel like just a business transaction for you, and I'm glad the speed to close met your expectations. If...
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From our very first call with Trevor, working with Anthony, all the way through closing, my wife and I felt supported at every step. All we had to do was provide the requested documents - everything else was handled seamlessly by the Fairway...
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Reply from Owner
February 25th, 2026 02:55 PM
Hi Benga, thank you so much for the kind words! It was a pleasure helping you and your wife with your mortgage refinance in Charlotte, NC. At Fairway Home Mortgage (formerly the Metrolina team), we strive to make the refinance process as seamless...
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From our very first call with Trevor all the way through closing, my wife and I felt supported at every step. All we had to do was provide the requested documents - everything else was handled seamlessly by the Metrolina Mortgage team. We truly...
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Reply from Trevor Higgins - Fairway Home Mortg...
August 10th, 2026 03:47 PM
Olugbenga, I'm pleased to know that you and your wife felt supported throughout the process. It's great to hear that everything was handled smoothly with the Metrolina Mortgage team. Thank you for appreciating our service!
Trevor Higgins - Fairway Home Mortgage has received a review with 5 star rating from Courtney T
Reply from Owner
January 27th, 2026 03:26 AM
Thank you for the review and trust Courtney! We are excited for you and your family to get settled in your new home Congratulations again from all of us at Fairway!
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About
Charlotte-based mortgage lender and broker helping buyers and real estate investors close on time. I’m Trevor Higgins (NMLS 1410557) with Fairway Home Mortgage—12+ years, small team, lending nationwide. Expect fast, clean pre-approvals (often 24–48 hours with docs), plain-English numbers, and weekly milestone updates. Programs: Conventional (1–4 units), FHA, VA, USDA, Jumbo; investor options like DSCR, short-term rental/Airbnb, and PadSplit. Also refinance, bank-statement/1099, HELOC, renovation, and doctor loans.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Specialities
DSCR Loans
Non-QM (Bank Statement, ITIN, Investor Products)
Jumbo Loans
Traditional Lending (Conventional, FHA, VA, USDA)
First-Time Home Buyers
Home Equity Loan or Line of Credit
Mortgage Refinance
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Education
- University of ToledoPharmaceutical SciencesBachelor of Science (BS)Aug 2007 -May 2011

Positions
- Fairway Home Mortgage - Branch Sales Manager Jan 1st, 2019 - Current
Memberships
- BiggerPockets Preferred Lenders (Investor Friendly)
- National Association of Mortgage Brokers
- Certified Mortgage Advisor
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1410557
- NC, SC, OH, FL, GA, TX
Achievements
- Diamond Club
- Scotsman Guide Top 1% MLO
- Five Star Mortgage Professional
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Hobbies
- Podcasting
- Golf
- Boating
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures