Trevor Higgins - Fairway Home Mortgage
Branch Sales Manager | NMLS# 1410557
University of Toledo
Charlotte-based mortgage lender and broker helping buyers and real estate investors close on time. I’m Trevor Higgins (NMLS 1410557) with Fairway Home Mortgage—12+ years, small team, lending nationwide. Expect fast, clean pre-approvals (oft... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 6:30 PM
Wed
8 AM to 6:30 PM
Thu
8 AM to 6:30 PM(Open now)
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Reviews from Web
Consistent communication. Very professional. Took the time to walk us through our options and explain things thoroughly. Was available at the drop of a hat.
Reply from Trevor Higgins - Fairway Home Mortg...
August 3rd, 2026 04:54 PM
Katryna, I appreciate your kind words about the communication and professionalism you experienced. I'm glad I could be available to assist you and thoroughly explain your options. If you need anything else, please don't hesitate to reach out....
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I have known and worked with Trevor Higgins for more than seven years. During that time, I have recommended him to countless individuals and have consistently appreciated his responsiveness and the quality of his work. He is an outstanding...
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Reply from Owner
May 26th, 2026 03:40 PM
Thank you so much for the incredible recommendation and for your trust over the last seven years! Partnering with local professionals and clients to deliver top-tier service is exactly what we build our reputation on.At Trevor Higgins - Fairway...
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Had an amazing experience working with Trevor and the Fairway team when purchasing my first home! Highly recommended!!
Reply from Owner
May 10th, 2026 02:34 AM
Hi Gavin, thank you so much for the 5-star review! Helping a first-time homebuyer navigate the Charlotte, NC market is exactly why we do what we do.At Trevor Higgins - Fairway Home Mortgage, our team is dedicated to making the home purchase...
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Definitely the best mortgage company I've ever worked with. Trevor was always fast answering any questions I had and got me through the approval process quickly. Will never use a different mortgage company!
Reply from Owner
May 6th, 2026 06:10 PM
Hi Josh, this means the world to our team! Being called the best mortgage company you've worked with is exactly the standard we strive for at Trevor Higgins - Fairway Home Mortgage.We know that navigating the home loan approval process can...
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This Team executes well together and you can tell they are really passionate about what they are doing. They are very personable and have become friends at this point. Would highly recommend.
Reply from Owner
April 29th, 2026 04:10 PM
Hi Brandon, thank you so much for the 5-star review! Our team at Trevor Higgins - Fairway Home Mortgage is truly passionate about what we do, and we’re honored that our mortgage refinance process in Charlotte, NC felt more like working with...
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Trevor and Anthony fought for me on this loan so that we could make it happen. Erin Mack is great with communication and follow up. The team works well together and are very personable.
Reply from Trevor Higgins - Fairway Home Mortg...
August 4th, 2026 07:34 PM
Brandon, I'm glad to hear that you had such a positive experience with our team. It's wonderful to know that Anthony, Erin, and I could support you throughout the process and make things happen. Thank you for your kind words about our teamwork...
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Trevor and Erin were joth super supportive and responsive and made sure I was happy with all my choices along the process!
Reply from Trevor Higgins - Fairway Home Mortg...
August 4th, 2026 07:34 PM
Valeria, I'm pleased to know that Erin and I could support you and ensure you were happy with your choices throughout the process. Thank you for sharing your experience, and please don't hesitate to reach out if you need anything in the future!...
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If you are looking for a good lender, go with Fairway Home Mortgage. Ask for Trevor. Trevor and his team did exceptional
Reply from Owner
April 17th, 2026 05:30 PM
Traci, thank you — short, sweet, and it means everything.Referrals and recommendations are the highest compliment in this business, and "ask for Trevor" is exactly the kind of trust we work hard every day to earn in the Charlotte market.Whether...
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I loved the communication. Trevor and his team kept me updated on everything. If I had a question even if it was a weekend, he always answered. Trevor was honest about the whole process
Reply from Trevor Higgins - Fairway Home Mortg...
August 4th, 2026 07:34 PM
Traci, I'm glad to hear that you appreciated the communication and felt informed throughout the process. It was important to me to be available for your questions and provide honest guidance. Thank you for trusting me and my team at Fairway...
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I had a fantastic experience with Fairway Home Mortgage. The team was quick, thorough, and efficient. My loan required some creative actions to pass underwriting, and they still completed it in less than 30 days. I look forward to working with...
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Reply from Owner
April 16th, 2026 11:03 AM
Derrick, this one genuinely made us proud — thank you.Co-living investment financing isn't a straightforward transaction. When a loan requires creative structuring to move through underwriting, that's where experience, lender relationships,...
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About
Charlotte-based mortgage lender and broker helping buyers and real estate investors close on time. I’m Trevor Higgins (NMLS 1410557) with Fairway Home Mortgage—12+ years, small team, lending nationwide. Expect fast, clean pre-approvals (often 24–48 hours with docs), plain-English numbers, and weekly milestone updates. Programs: Conventional (1–4 units), FHA, VA, USDA, Jumbo; investor options like DSCR, short-term rental/Airbnb, and PadSplit. Also refinance, bank-statement/1099, HELOC, renovation, and doctor loans.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Specialities
DSCR Loans
Non-QM (Bank Statement, ITIN, Investor Products)
Jumbo Loans
Traditional Lending (Conventional, FHA, VA, USDA)
First-Time Home Buyers
Home Equity Loan or Line of Credit
Mortgage Refinance
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Education
- University of ToledoPharmaceutical SciencesBachelor of Science (BS)Aug 2007 -May 2011
Positions
- Fairway Home Mortgage - Branch Sales Manager Jan 1st, 2019 - Current
Memberships
- BiggerPockets Preferred Lenders (Investor Friendly)
- National Association of Mortgage Brokers
- Certified Mortgage Advisor
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1410557
- NC, SC, OH, FL, GA, TX
Achievements
- Diamond Club
- Scotsman Guide Top 1% MLO
- Five Star Mortgage Professional
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Hobbies
- Podcasting
- Golf
- Boating
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures