

Trevor Higgins - Fairway Home Mortgage
Branch Sales Manager | NMLS# 1410557


University of Toledo
Charlotte-based mortgage lender and broker helping buyers and real estate investors close on time. I’m Trevor Higgins (NMLS 1410557) with Fairway Home Mortgage—12+ years, small team, lending nationwide. Expect fast, clean pre-approvals (oft... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 6:30 PM
Fri
8 AM to 6:30 PM
Sat
9 AM to 5 PM
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Reviews from Web
Trevor, Anthony and Erin are the best! Would recommend to anyone looking for a true guide during the process. Team works well together and covers each other well too.
Reply from Trevor Higgins
December 16th, 2024 05:46 PM
I'm absolutely thrilled to hear your positive feedback, Logan! It was a pleasure guiding you through your No Cash-Out Refinance process. I'll be sure to pass your compliments to Anthony and Erin as well. Our team at Fairway Independent Mortgage...
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Smooth uncomplicated process & closing
Reply from Trevor Higgins
December 16th, 2024 05:46 PM
Thrilled to hear that you found the process smooth and uncomplicated, Frank! Your positive review means a lot to me and to Fairway Independent Mortgage Corporation. It's always great to know when we've made the loan purchase process straightforward...
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Smooth uncomplicated process & closing! Trevor and the rest of the team were great! I could always get in contact with him for whatever questions I had or information I needed. We greatly appreciate your services and we look forward to working...
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Reply from Owner
September 26th, 2025 12:00 AM
Thank you for the review! I’m glad our Fairway Home Mortgage team kept your home loan smooth from pre-approval to an on-time closing. Clear communication and fast answers are a priority, so it means a lot that you could always reach me for...
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Trevor has been one of my most reliable and creative lending partners! His team is thorough and dedicated, and that is exactly the type of lending partner and team member for anyone needing to purchase real estate.
Reply from Owner
January 9th, 2026 01:00 PM
Thank you so much for the kind words! It’s been a pleasure working with you, and I’m thrilled to hear that you’ve had such a positive experience with our team. We’re committed to providing creative solutions and dedicated support to all our...
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Even though there were multiple factors that were hindering initial proceedings from passing. Trevor and everyone else did an amazing job adapting along with us and guiding us through til closing.
Reply from Trevor Higgins
December 16th, 2024 05:46 PM
I'm incredibly pleased to hear your feedback, Javier. It was certainly a journey with a few obstacles, but I'm glad we could navigate through it together. Your adaptability and patience made it possible for us to reach a successful closing....
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Quick responses, knowledgeable, extremely helpful going above and beyond
Reply from Trevor Higgins
September 30th, 2025 02:21 PM
I'm glad to hear that you found me responsive and helpful throughout the process. It's important to me to provide knowledgeable support, and I'm pleased that I could assist you effectively. If there's anything else you need in the future, feel...
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Trevor and the team are great! Best mortgage company in Charlotte
Reply from Owner
January 9th, 2026 01:00 PM
Thank you for the kind words!
Easily process, great communication!
Reply from Trevor Higgins
September 27th, 2025 09:40 PM
It’s great to hear that you found the process easy and appreciated the communication. I'm glad I could assist with your mortgage needs. If you have any other questions or need further assistance, feel free to reach out.
Everyone was very professional and communicative. The whole process was very pleasant and I look forward to working with them again in the near future.
Reply from Trevor Higgins
September 27th, 2025 10:02 PM
It's great to know that you found the process pleasant and that communication was top-notch. I appreciated the opportunity to work with you and look forward to assisting you again whenever you need it. Thank you for your feedback, Cesar!
great service
Reply from Trevor Higgins
September 27th, 2025 10:02 PM
I'm glad you were pleased with the service. Your feedback means a lot, and if there's anything more I can do for you, feel free to reach out. Thank you for choosing Fairway Home Mortgage!
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About
Charlotte-based mortgage lender and broker helping buyers and real estate investors close on time. I’m Trevor Higgins (NMLS 1410557) with Fairway Home Mortgage—12+ years, small team, lending nationwide. Expect fast, clean pre-approvals (often 24–48 hours with docs), plain-English numbers, and weekly milestone updates. Programs: Conventional (1–4 units), FHA, VA, USDA, Jumbo; investor options like DSCR, short-term rental/Airbnb, and PadSplit. Also refinance, bank-statement/1099, HELOC, renovation, and doctor loans.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Specialities
DSCR Loans
Non-QM (Bank Statement, ITIN, Investor Products)
Jumbo Loans
Traditional Lending (Conventional, FHA, VA, USDA)
First-Time Home Buyers
Home Equity Loan or Line of Credit
Mortgage Refinance
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Education
- University of ToledoPharmaceutical SciencesBachelor of Science (BS)Aug 2007 -May 2011

Positions
- Fairway Home Mortgage - Branch Sales Manager Jan 1st, 2019 - Current
Memberships
- BiggerPockets Preferred Lenders (Investor Friendly)
- National Association of Mortgage Brokers
- Certified Mortgage Advisor
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1410557
- NC, SC, OH, FL, GA, TX
Achievements
- Diamond Club
- Scotsman Guide Top 1% MLO
- Five Star Mortgage Professional
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Hobbies
- Podcasting
- Golf
- Boating
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures