Tray Harkins
Senior Mortgage Banker | NMLS# 826158
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
Sun
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Tray and his team were amazing to work with. They were responsive to our questions and made this process extremely easy!
Reply from Tray Harkins
July 12th, 2025 01:15 PM
I'm pleased to hear that you found working with me and my team a positive and smooth experience. It was important to ensure the process was easy for you, and I'm glad we could assist with your questions. Thank you for your review, and if you...
read more
I've worked with Tray professionally for quite a few years now, so I knew he would be the perfect person to handle our transaction. Everything went very smoothly and closing was on time. Tray is great to work with. He's fast to respond to any...
read more
Reply from Tray Harkins
July 3rd, 2025 06:35 PM
I'm delighted to hear that your transaction went smoothly and that you had a positive experience. It has been a pleasure working with you over the years, and I truly appreciate your recommendation. Thank you for your kind words.
Great communication
Very helpful
Reply from Tray Harkins
June 19th, 2025 12:44 PM
I'm glad to hear that you found the communication effective and the assistance helpful. It was a pleasure to work with you. Thank you for your feedback.
Tray is very attentive and on top of things. He always had or could find the answer to any questions I had during the process. He is very pleasant to work
Reply from Tray Harkins
June 18th, 2025 11:09 PM
I'm thrilled to hear that you found the process attentive and well-managed. It was a pleasure assisting you, and I appreciate your kind words about my service. If you have any more questions in the future, feel free to reach out.
Tray is great!
Reply from Tray Harkins
June 12th, 2025 04:13 PM
I'm glad to hear that you had a great experience with me, Dustin. Thank you for your positive feedback. If you need any further assistance, feel free to reach out.
Tray and his team had everything under control the entire time and were ahead of the game when it came time to being ready to close
Reply from Tray Harkins
May 1st, 2025 04:08 PM
I'm thrilled to hear that you felt well-supported throughout the process, Joe. It was a pleasure working with you, and I'm glad we could ensure a smooth and timely closing. Thank you for your kind words and the positive rating.
and his team are super efficient. We were able to put everything into his hands, knowing that he would guide us through the process . It couldn't have been completed more smoothly.
Reply from Tray Harkins
May 1st, 2025 03:15 PM
I'm thrilled to hear that you found the process smooth and efficient, Pamela. It was a pleasure working with you, and I'm glad my team and I could guide you through successfully. Thank you for your trust in Flat Branch Home Loans.
Trey was very responsive and answered all of our questions. Got us the loan that worked best as we are first time buyers. he got us approved when others said we wouldnt be able too Super thankful for his help
read more
Reply from Tray Harkins
March 26th, 2025 02:52 PM
Bailey, Congratulations on your new home purchase and thank you for trusting my team with your first home purchase. Should you have any questions or concerns, please reach out to me at anytime. Again thank you...
Thanks for your work on the buyer's behalf. Much appreciated.
Reply from Tray Harkins
March 26th, 2025 02:53 PM
Thank you Chris it was a pleasure helping Katelyn with her home purchase.
dont want to enter review
Reply from Tray Harkins
March 29th, 2025 03:58 PM
We appreciate your feedback. If there's anything specific you'd like to share or discuss, please feel free to reach out. Thank you for choosing Flat Branch Home Loans.
41–50 of 211
About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA, VA, USDA, USDA construction to Perm Loan, Manufactured Home Construction Loans.
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Flat Branch Home Loans - SR Mortgage BankerAug 9th, 2018 - Current
Year Started
2001
Licenses
- NMLS# 826158
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149