

Tray Harkins
Senior Mortgage Banker | NMLS# 826158

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Excellent customer service
Excellent customer service. Excellent experience in all aspects of purchasing our new house. I consider myself very fortunate to have been recommended to use Flat Branch to service my loan.
5 star customer review
The staff are extremely professional and answered all of my questions. They have been nothing but helpful through every step of the buying process. I would recommend this company to anyone wanting to purchase a home.
5 star customer review
5 star customer review
5 star customer review
No matter what we needed, no matter how we needed to get there, Tray was there for us and made the process very simple! We definitely would recommend Tray!!
Tray was amazing! We sold and purchased FSBO. This was only our second home purchase (last purchase was 14 years ago). Needless to say, we had lots of questions and Tray was always there for us- even with questions that I would have about the...
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Reply from Owner
August 29th, 2018 12:00 AM
Thank You Liz for the kind words. It was a pleasure to help you and Robert purchase your new home. Here's to many years of enjoyment.
Tray, went above and beyond in finding time to meet with us, send us documents, notify us of changes with purchasing our new home. We felt very secure in moving forward on our transaction, because anything new that may have come up, we were...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA, VA, USDA, USDA construction to Perm Loan, Manufactured Home Construction Loans.
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Positions
- Flat Branch Home Loans - SR Mortgage BankerAug 9th, 2018 - Current
Year Started
2001
Licenses
- NMLS# 826158
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149