

Tracy Ottinger
Branch Manager

Tracy has worked as a top-producing mortgage loan officer in Alaska since 1999. She is deeply committed to helping clients achieve homeownership. Tailoring financing to each of her clients as individuals along with first-class service is he... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Tracy is super responsive, knowledgeable, and is a patient communicator
the process was simple and Tracy took great care of us.The negative is the App. my wife and I had issues with the app and the need for redundant information was frustrating. again all app related. The humans we dealt with were all awesome.
read more
Reply from Tracy Ottinger
October 12th, 2026 01:35 PM
Peter, I'm pleased to know that you felt well taken care of during the process with me and the team at Envoy Mortgage Ltd. I'm sorry to hear about the frustrations you experienced with the app. Please feel free to reach out if you'd like to...
read more
Tracy was very communicative and always quick at answering our questions. We appreciated how we always felt like we knew what was going on and that our loan was in good hands.
Reply from Tracy Ottinger
September 18th, 2026 03:52 PM
Ashlynn, I'm glad to hear that you felt informed and confident throughout the loan process. At Envoy Mortgage Ltd, ensuring clear communication and timely responses is a priority for me. Thank you for your kind words.
Tracy was on top of it, making sure we were able to complete our goals.
Reply from Tracy Ottinger
September 8th, 2026 05:07 PM
Taylor, I'm glad to hear that I could help you complete your goals. Your success is important to me, and I appreciate your kind words.
Tracy and her team made the whole process as painless as possible!
Reply from Tracy Ottinger
August 27th, 2026 04:13 PM
Ryan, I'm happy to hear that you found the process with my team and me to be painless. We strive to make everything as smooth as possible for our clients.
Tracey was very informative and accessible. The only feedback wiuld be that I wish I would have had more guidance about interest rates
Reply from Tracy Ottinger
August 26th, 2026 03:11 PM
Lori, I'm pleased to know you found me informative and accessible. I appreciate your feedback about wanting more guidance on interest rates, and I'm here to assist with any further questions you might have. Please feel free to reach out to...
read more
took the time to walk me through everything and when things didn't go as planned, we worked through it to get everything back on track.
Reply from Tracy Ottinger
August 3rd, 2026 09:42 PM
Jeffrey, I'm pleased to know that I could help guide you through the process and work with you to get everything back on track. Your experience is important to me, and I'm grateful for your trust and patience. Thank you for sharing your feedback!...
read more
Tracy was very helpful and quick to keep things moving. She made the process very easy.
Reply from Tracy Ottinger
July 23rd, 2026 03:24 PM
Paul, I'm glad to hear that you found the process easy and efficient. It's important to me to keep things moving smoothly and provide helpful support. Thank you for sharing your experience!
Tracy was a great at getting back and answering questions.
"We are at the same rate as the other lender" was a lie she just charged us to buy down our rate so we wouldn't switch lenders.
1–10 of 41
About
Tracy has worked as a top-producing mortgage loan officer in Alaska since 1999. She is deeply committed to helping clients achieve homeownership. Tailoring financing to each of her clients as individuals along with first-class service is her priority. For personalized and expert guidance on your home purchase or home refinance options reach out to Tracy today.
Products & Services
Mortgage Loan Officer
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 196900
Disclaimer

©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
952 Echo Lane, Suite 190 Houston, TX, 77024
(877) 232-2461 or (713) 977-8005
Envoy Mortgage's Legal and Licensing Information