Tracy Barnes, Loan Officer, NMLS # 1078498 - American Financial Network, Inc.'s Cover Image
Tracy Barnes, Loan Officer, NMLS # 1078498 - American Financial Network, Inc. - Loan Officer | NMLS # 1078498 in Tampa, FL

Tracy Barnes, Loan Officer, NMLS # 1078498 - ...

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Loan Officer | NMLS # 1078498

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As one of the fastest-growing mortgage bankers in the US, we opened our doors in 2001 and have since expanded with many community based branches across the nation. AFN built its reputation as an outstanding mortgage banking firm by serving ... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
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5 Star
90%
4 Star
8%
3 Star
2%
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0%
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0%
Reviews from Web
  • Encompass
    S
    Shanta K P
    West Orange, NJ
    Posted on June 6th, 2025 11:10 AM
    The homebuying process wasn’t glamorous—it was often stressful and overwhelming as a first-time buyer. But I appreciate Tracy Barnes and her team. Their support and encouragement helped me get through the tough moments. Thank you for helping...
    read more
    Reply from Tracy Barnes
    June 10th, 2025 11:11 AM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
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    R
    Renae S B
    Williamstown, NJ
    Posted on July 31st, 2024 08:00 PM
    Knowledgeable, friendly and professional
    Reply from Tracy Barnes
    August 2nd, 2024 08:03 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • Encompass
    D
    Dennis A M
    Jacksonville, FL
    Posted on April 4th, 2022 02:19 PM
    Timely loan processing. Professional expertise by my loan processor, Tracy Barnes. User friendly web portal; effective and responsive communications by loan processor and underwriting representative.
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    J
    Jeffrey W
    Pennsville, NJ
    Posted on February 14th, 2022 04:13 PM
    Tracy, you were ABSOLUTELY AMAZING We Were worried about buying our first home but you made it extremely easy and straight forward. We can’t Thank you enough!
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    D
    Danielle M
    Pennsville, NJ
    Posted on December 13th, 2021 07:14 PM
    Would not like to comment
  • Encompass
    S
    Sean P
    West Orange, NJ
    Posted on November 19th, 2021 03:14 PM
    Tracy explained every step in detail, told us what to expect, calmed us down when things didn't look right or we didn't understand. She's awesome and we'll refer her to everyone we know.
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    G
    Godwin A
    Scotch Plains, NJ
    Posted on November 19th, 2021 12:43 PM
    Tracy was very pleasant and transparent about every part of our transaction. They also explained every step of the process and was available to answer questions as we went along
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    D
    Dorra J
    Plainfield, NJ
    Posted on July 19th, 2021 09:44 PM
    Tracy was easy to work with she kept me up to date on the mortgage process.
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    Carlos C
    Plainfield, NJ
    Posted on July 16th, 2021 01:39 PM
    Tracy was a pleasure to work with. She was always extremely kind and very knowledgeable and informative and the most patient person I have ever met. I will always call Tracy for my loan needs.
  • Encompass
    J
    Jacqueline B
    Union, NJ
    Posted on June 25th, 2021 08:50 AM
    Tracy was there with me all the way. When there was a problem she fix it in time. When I was stressed she calm me down. She made sure that I understood everything that was going on and she was there whenever I call no matter the time. Thank...
    read more
  • 1–10 of 49
    About
    As one of the fastest-growing mortgage bankers in the US, we opened our doors in 2001 and have since expanded with many community based branches across the nation. AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the United States.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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    Year Started

    2001

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1078498
    Disclaimer
    Equal Housing Lender

    American Financial Network, Inc. is an Equal Housing Lender

    American Financial Network, Inc. | NMLS ID 237341
    10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000

    ©2026 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.