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Traci Ruelas

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Traci Ruelas at Prosperity Home Mortgage

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Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(626) 375-5404
Santa Monica, CA
https://www.phmloans.com/mortgageconsultant/traciruelas
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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Reviews from Web
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    Danielle S
    Ventura, CA
    Posted on April 9th, 2024 02:52 AM
    Tracie was so helpful when everyone needed her. She explained everything and I would absolutely recommend her to anyone who is buying a house.
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    Nicholas B
    Ojai, CA
    Posted on February 19th, 2024 04:03 PM
    Traci really took the time and personally made us feel confident in the home buying process. At no point was she unsure of her ability to make this happen for. Peace of mind day in and day out knowing we had someone that had our best interest....
    read more
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    Lorraine F
    Goleta, CA
    Posted on January 29th, 2024 02:58 AM
    Traci was available whenever I needed her and helped explain everything to me in real time. I enjoyed working with her very much.
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    Katya S
    Goleta, CA
    Posted on January 26th, 2024 05:51 AM
    My experience with Traci was nothing short of amazing. In fact, it's the best interaction I've ever had with a lender. Not only did she pre-approve my client during the Christmas (talk about dedication!), but she held her hand throughout the...
    read more
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    Jayraj L
    Lompoc, CA
    Posted on September 23rd, 2023 09:19 PM
    We feel very fortunate to have worked with Traci through the lending process. Her patience, responsiveness and willingness to research and explore options with our family gave us a great deal of confidence and clarity as we made important financial...
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    Laura G
    Santa Barbara, CA
    Posted on July 14th, 2023 02:22 PM
    Traci was extremely helpful and worked so hard to make it all happen. She truly was on our side and she had great advice and walked us through any questions we had.
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    Bill U
    Santa Barbara, CA
    Posted on July 13th, 2023 11:24 PM
    Traci made the loan and consequently the sale happen! Her enthusiasm, knowledge, experience and positive attitude was apparent right from the beginning. Her communication throughout the process was very much appreciated by all parties. Excellent...
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    Karim Y
    Santa Barbara, CA
    Posted on July 13th, 2023 10:51 PM
    Traci and her team jumped on this transaction late into the escrow process, and managed to bring it to a successful conclusion and only delaying the close of escrow by one week. Traci was very helpful, knowledgeable, responnsive and professional....
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    Carmen G
    Santa Barbara, CA
    Posted on July 13th, 2023 10:41 PM
    Traci saved the transaction! She provided regular updates and was in constant contact with all parties. Professional and great to work with. Thank you Traci for all of your hard work on 308 Canon Drive!
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    Jose C
    Solvang, CA
    Posted on February 5th, 2023 04:26 PM
    Tracie made it great.
    • 21–30 of 118
    About
    Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLSR #312130
    • CA-DBO312130
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.