

Traci Rizer
Branch Manager & Sr. Loan Officer | NMLS ID #12667...

Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
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Reviews from Web
Very easy to work with and always pleasant to talk to
Reply from Traci Rizer
December 3rd, 2025 05:24 PM
Thank you for trusting us with your home purchase. I will be in touch when the rates go down. Enjoy your new home !
Understand other people have jobs to and family life can get busy
Reply from Traci Rizer
December 3rd, 2025 05:24 PM
Thank you for the feedback, I appreciate you taking time to let us know. I am glad you are ready to start building your new home ! Let me know if anything is needed in the future
The communication was great. Was updated frequently about my loan status and Traci will move mountains to ensure the loan goes through smoothly. Can’t stay enough great things.
Reply from Traci Rizer
December 3rd, 2025 05:24 PM
Thank you so much for the positive feedback! I really appreciate you and everything you did to make this happen as well. I am SO happy for you and your family and wish you many years of happiness in your new home
Traci Lynn Rizer
Reply from Traci Rizer
December 3rd, 2025 05:24 PM
Thank you for trusting us with your mortgage, When the rates go down , I will be in touch to refinance, Enjoy your new home !
More communication between the buyer and lender. Getting paperwork done gradually from the day of purchase to closing rather than asking for everything 3 days from closing. Not making us wait I. The lawyers office 2 1/2 hours for the paperwork...
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Reply from Traci Rizer
December 3rd, 2025 05:24 PM
Thank you for the feedback, I will definitely monitor to make sure items are requested sooner from the processors, thank you and enjoy your new home !
Awesome service
Reply from Traci Rizer
December 3rd, 2025 05:24 PM
thank you! I hope you are enjoying your new home
Experience was excellent at the beginning and throughout majority of time. Traci very positive and encouraging. And I realized that about 5 days before closing date, underwriters would in all l likelihood request clarifications or even more...
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Traci was able to overcome some issues i was having with underwriting. She took a lot of stress out of my process by her personally handling this.
Miss Traci or Amanda were always available to answer all my questions up to the very end. The process itself was a bit overwhelming but, they were on top of everything.
Now we get to enjoy our very first home. Thank you!
Reply from Traci Rizer
December 3rd, 2025 05:24 PM
Congratulations on your new home and thank you for trusting us with your mortgage. It was our pleasure helping you with your new home. Enjoy !
From the beginning to end the team went above and beyond to help get where I needed to be to close on my house . They were just a email or phone call away and they responded back fast. I definitely made the right decision going with Tidewater....
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Reply from Traci Rizer
December 3rd, 2025 05:24 PM
Thank you so much for the positive review, we are SO happy you are in your new home ! Enjoy and let us know if you need anything in the future.
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About
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Atlantic Coast Mortgage - Branch ManagerNov 14th, 2025 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #126675
- Licensed in DC, NJ, MD, SC, PA, GA, NC, DE, VA
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)