

Tommy Manzella
Mortgage Loan Originator | NMLS# 1292044

Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
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Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Professional, excellent communication, and extremely helpful throughout the process.
Reply from Tommy Manzella
August 26th, 2022 08:16 PM
Appreciate that, Brian. Good luck on the new build!
Tommy is very patient and great at explaining the terms and conditions of loans to someone who is very unfamiliar with these things!
Reply from Tommy Manzella
August 26th, 2022 02:20 PM
Thanks, Adie! Good luck with the build!
Always a great experience
Reply from Tommy Manzella
August 19th, 2022 02:05 PM
Thanks! House came out great...enjoy!
Tommy worked all hours to help me secure my construction loan and then he worked even harder to help me convert it to a 30 year conventional loan. Tommy is my guy from now on!
Reply from Tommy Manzella
August 10th, 2022 10:45 PM
My pleasure, Doug....happy to help! Enjoy the new house!
Tommy was there to answer all of our questions and help when needed. It was overall a great experience.
Reply from Tommy Manzella
August 9th, 2022 01:17 PM
Thanks for the kind words, Natalie! I hope you enjoy your new home!
Tommy made my experience smooth, quick and easy. He was quick to respond to questions and assistance. Tommy made was can be an aggravating experience pleasant. This was my second closing with Tommy and I attend to use Tommy again in the future.....
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Reply from Tommy Manzella
August 8th, 2022 01:15 PM
I appreciate the kind works, Karl! Great working with you as well....enjoy the new house!
Really enjoyed working with Tommy. Very responsive and went above and beyond to customize my loan to what worked best for me..
Reply from Tommy Manzella
July 25th, 2022 01:33 PM
Thanks, Daniel! Great working with you as well...good luck with the build!
Tommy handled every issue that came up proactively and with a smile
Reply from Tommy Manzella
July 11th, 2022 01:52 PM
Thanks, Derek! Good luck with the build!
Tommy went above and beyond with this loan. Honestly felt like family dealing with him.
Reply from Tommy Manzella
July 5th, 2022 12:20 PM
Thanks, Jody! It was great working with you both and wish you nothing but the best in your new home!
Tommy Manzella was awesome anytime I had questions he always answer even on weekendsand if it was ever a time I didn’t understand he always made sure to break it down in a way to make me understand overall very excellent
Reply from Tommy Manzella
June 27th, 2022 01:05 PM
Thanks, Lynell! So happy for you....all the hard work on your end has paid off! Enjoy your new home!
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1292044
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.