Tom Halfpap
Branch Manager | NMLS # 203175
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Tom was in constant communication and generally made the process as straightforward for us as possible. He even called a listing agent on our behalf to assure her that we were serious buyers and had a loan secured, which is well beyond what...
read more
You made it very easy
Reply from Tom Halfpap
August 23rd, 2025 11:15 AM
I'm glad to hear that the process felt easy for you, Jeffrey. Making the experience smooth and straightforward is always my aim. If there's anything else you need or any questions you have, please feel free to reach out anytime. Congratulations...
read more
Tom is fast, efficient, and thorough. He made the entire process a breeze. We couldn't be haopier and HIGHLY recommend him. 5 Stars ⭐️⭐️⭐️⭐️⭐️
Reply from Tom Halfpap
July 15th, 2025 12:48 PM
Thank you Liz for your generous review. I'm glad to hear that you found the process fast, efficient, and thorough. Making things easy for you is always my goal. Your high recommendation means a lot to me, and I'm grateful for the opportunity...
read more
Tom was always responsive, thorough and dependable in helping us secure our new home loan. Tom’s service is top rated and so appreciated. Highly recommend.
Reply from Owner
January 9th, 2026 11:23 AM
Thank you for trusting me with your home financing! I’m glad you appreciated the communication and service—it truly was a pleasure working with you! If you ever need help again — or know someone who does — I’d be honored to assist.
Fast easy simple
Reply from Tom Halfpap
June 20th, 2025 01:56 PM
I'm thrilled to hear that your experience was fast, easy, and simple. It was a pleasure working with you and Liz again. I wish you all the best in your new home!!!!
Prompt communication and proactive nature letting us know what to anticipate - next steps
Reply from Tom Halfpap
June 13th, 2025 06:36 PM
Thanks so much Susan. I'm glad to hear that you appreciated the prompt communication and proactive updates during the process. It was a pleasure assisting you and James. If you have any further questions or need assistance, please feel free...
read more
Tom Halfpap is a wonderful mortgage advisor. He works extraordinaroly hard for his clients and had our backs every step of the way through our home buying experience. We have used him on two occasions and would use his services again. I would...
read more
Reply from Tom Halfpap
June 12th, 2025 07:52 PM
Thank you, Rhianna, for your kind words. I'm thrilled to hear that you had a positive experience during your home buying journey. I am so happy we were able to overcome obstacles that were out of our control. It was a pleasure assisting you...
read more
Communication was amazing! A seamless experience
Reply from Tom Halfpap
May 19th, 2025 11:21 AM
I'm thrilled to hear that you had an amazing communication experience and found the process seamless. It was a pleasure working with you and Katie and I appreciate your positive feedback. I wish you all the best in your new home!
You made the experience both personal and professiona. You made us feel comfortable through the whole proces s and kept us informed through every step of the way. My wife and i are extremely delighte. Thanks!
read more
Reply from Tom Halfpap
May 17th, 2025 01:31 PM
I'm thrilled to hear that you and your Susan felt comfortable and well-informed throughout the process. It was a pleasure assisting you both, and I appreciate your kind words. I wish you all the best in your new home!!!!
Tom is unique in that he embodies a combination of characteristics that are rare to find. He is highly professional with decades of experience and knowledge in the field. At the same time, he is approachable, friendly, easy to talk to, and...
read more
Reply from Owner
May 16th, 2025 12:00 AM
Thank you so much Tamara for your wonderful review. It was an absolute pleasure working with you and Floyd.
21–30 of 439
About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
This message is intended only for specified recipients. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited. This communication represents the originator's personal views, which may not reflect those of TowneBank. The sender believes that this e-mail, including attachments, does not contain a virus, worm, trojan horse, or other malicious code when sent. This message and its attachments could have been infected during transmission. By reading the message and any attachments, the recipient accepts full responsibility for taking protective and remedial action about viruses and other defects. If you received this email in error, please immediately notify the sender.