Tom Halfpap
Branch Manager | NMLS # 203175
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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Tom and staff were there to answer all questions asked and anticipated. it was awesome!! I met Tom years ago while house hunting and my realtor suggested Tom and staff and I went back to him due to the professional and friendly service provided...
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Tom's work ethic, communication, knowledge and get it done attitude. We didn't have to worry that something would get overlooked or cause a delay with Tom working our loan!
We were referred to Tom when we bought our first home. We shopped around, but no one was as quick to respond, knowledgeable and willing to discuss options with us. We recently bought our second home and Tom was there every step of the way....
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We were referred to Tom when we bought our first home. We shopped around, but no one was as quick to respond, knowledgeable and willing to discuss options with us. We recently bought our second home and Tom was there every step of the way....
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This is the second time we have worked with Tom. He is very professional, gets the job done quickly, painlessly, and most of all right! He was available around the clock to answer questions and he worked hard to accomplish exactly what we needed....
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Tom did a great job handling the refinance of our home. The process was quick and easy. Communication was great. All in all, an excellent experience.
Tom was great to work with, for the second time. He is very proactive and was able to maneuver through the shifting guidelines due to the pandemic. I would highly recommend my friends and others work with Tom if they are buying a home.
Tom's communication, hard work, speed and of course that he got me a better rate than I was expecting
Tom was very easy to work with. He answered emails and returned phone calls really quickly.
It was my first time refinancing and Tom was clear on how the process, requirements and timeline so it really made me feel comfortable.
My husband and I were set up with Tom through our real estate agent. My husband and I were not planning to buy a house at the time. But when the perfect house just happened to come on the market, we had to act fast since it already had one...
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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