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Tom O'Neill at CrossCountry Mortgage - SVP of Mortgage Lending | NMLS #2310527 in Wilmington, NC

Tom O'Neill at CrossCountry Mortgage

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SVP of Mortgage Lending | NMLS #2310527

4.85
(7)
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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid...... Show More
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Overall Ratings
4.85
(7)
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  • 4.25
    TotalExpert
    P
    Patrice C
    Hayesville, NC
    Posted on February 1st, 2026 11:58 PM
    Tom was helpful
  • 5.0
    TotalExpert
    E
    Eric D
    Calabash, NC
    Posted on January 31st, 2026 11:00 PM
    Tom was amazing! He was always available, very knowledgeable and friendly. He and his staff did a great job!
    Reply from Tom O'Neill
    February 9th, 2026 01:34 PM
    I appreciate your kind words, Eric. I'm pleased that my availability and knowledge were helpful to you. I aim to provide a friendly and supportive experience, and it's rewarding to know this was reflected in your interactions. If you need any...
    read more
  • 4.25
    TotalExpert
    R
    Ronald H
    Southport, NC
    Posted on January 31st, 2026 01:17 PM
    Communication was fine. It was simple but thats mostly how bulletproof the deal was. Good guy. Took a little long for simple trust issue. lower rates were available, i believe but the experience was a good one.
  • 5.0
    TotalExpert
    K
    Kim A
    Calabash, NC
    Posted on January 25th, 2026 06:17 PM
    Tom's communication was excellent. If I texted during what was considred "of hours" he still responded. I loved that the package was delivered to the attorney several days prior to closing.
    Reply from Tom O'Neill
    February 2nd, 2026 04:02 PM
    I enjoyed working with you. Thanks for the great feedback.
  • 5.0
    TotalExpert
    S
    Silas C
    Willard, NC
    Posted on January 4th, 2026 12:34 PM
    Communication was great
    Reply from Tom O'Neill
    January 12th, 2026 09:35 PM
    I'm glad to hear that the communication met your expectations, Silas. It’s always my goal to ensure that everything is clear and straightforward for my clients. If there’s anything more I can assist you with, feel free to reach out.
  • 5.0
    TotalExpert
    N
    Nick S
    Willard, NC
    Posted on January 2nd, 2026 07:50 AM
    Tom was very knowledgeable and helped my clients throughout the whole process!
    Reply from Tom O'Neill
    January 9th, 2026 07:04 PM
    It was great working with you. Thanks again for putting your trust in us.
  • 5.0
    TotalExpert
    M
    Michael S
    Wilmington, NC
    Posted on December 14th, 2025 01:56 AM
    Tom is top notch! Great communication, very responsive, easy to work with.
    Reply from Tom O'Neill
    December 22nd, 2025 04:36 PM
    It was great working with you. Thanks again for putting your trust in us.
  • 7 of 7
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2310527 | Branch NMLS #2076730
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA 203k Limited Refinance
    View All
    346
    /850
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    Year Started

    2003

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 2310527
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS