

Tom O'Neill at CrossCountry Mortgage
SVP of Mortgage Lending | NMLS #2310527

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid...... Show More
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Tom was helpful
Tom was amazing! He was always available, very knowledgeable and friendly. He and his staff did a great job!
Reply from Tom O'Neill
February 9th, 2026 01:34 PM
I appreciate your kind words, Eric. I'm pleased that my availability and knowledge were helpful to you. I aim to provide a friendly and supportive experience, and it's rewarding to know this was reflected in your interactions. If you need any...
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Communication was fine. It was simple but thats mostly how bulletproof the deal was. Good guy. Took a little long for simple trust issue. lower rates were available, i believe but the experience was a good one.
Tom's communication was excellent. If I texted during what was considred "of hours" he still responded. I loved that the package was delivered to the attorney several days prior to closing.
Reply from Tom O'Neill
February 2nd, 2026 04:02 PM
I enjoyed working with you. Thanks for the great feedback.
Communication was great
Reply from Tom O'Neill
January 12th, 2026 09:35 PM
I'm glad to hear that the communication met your expectations, Silas. It’s always my goal to ensure that everything is clear and straightforward for my clients. If there’s anything more I can assist you with, feel free to reach out.
Tom was very knowledgeable and helped my clients throughout the whole process!
Reply from Tom O'Neill
January 9th, 2026 07:04 PM
It was great working with you. Thanks again for putting your trust in us.
Tom is top notch! Great communication, very responsive, easy to work with.
Reply from Tom O'Neill
December 22nd, 2025 04:36 PM
It was great working with you. Thanks again for putting your trust in us.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2310527 | Branch NMLS #2076730
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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346
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Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 2310527
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095