Todd Jenkins
Gray Fox Mortgage - Charlottesville
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Business Hours
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8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Alot of work but you made it do able even at my age
Reply from Todd Jenkins
February 26th, 2026 08:15 PM
Christine, I'm pleased to hear that I could make the process manageable for you. Navigating a purchase like this can certainly require a lot of effort, so it’s great to know you felt supported throughout. If you have any other questions or...
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We had an excellent experience working with Todd Jenkins and the team at Gray Fox Mortgage in Charlottesville. Todd was patient and thorough in answering all of our questions, and he made sure we understood each step of the process. He and...
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We worked with Todd and could not have asked for a better experience. Todd was extremely helpful, knowledgeable, and patient throughout the process. He took the time to explain everything clearly, answered all of our questions, and always made...
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Reply from Todd Jenkins
February 26th, 2026 08:21 PM
I'm truly grateful for your kind words, Daniel. It was a pleasure to guide you through the mortgage process and provide the support you needed. I'm glad to hear that my approach helped make the experience more manageable for you. Your recommendation...
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Everything was smooth and fast
Reply from Todd Jenkins
February 26th, 2026 08:21 PM
I'm glad to hear that your experience with the purchase was smooth and fast, Lina. It's important to me that the process goes seamlessly for my clients. If you ever have more questions or need further assistance, feel free to reach out. Thank...
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Thanks for making it so easy and stress free
Reply from Todd Jenkins
February 26th, 2026 08:21 PM
I'm pleased to hear that your experience was easy and stress-free, John. Helping make the purchase process smooth is always my goal. If you ever have any more questions or need further assistance, feel free to reach out. Thank you for choosing...
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Todd was an excellent resource for our mortgage information needs. He was personable and attentive to our concerns. Todd answered our questions quickly and accurately. When he didn't have an answer readily available, he personally pursued it...
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Reply from Todd Jenkins
February 27th, 2026 04:50 PM
Thank you, Andrew, for sharing your experience. I'm truly glad I could assist with your mortgage needs and help make the process more manageable for you. It's important to me to ensure that all your questions are addressed thoroughly, and I...
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Todd was so patient and able to convey the confusing process so clearly to a new homebuyer like myself. Five Stars.
Reply from Todd Jenkins
February 26th, 2026 08:22 PM
I'm pleased to hear that my efforts to make the home buying process clear and manageable have been helpful for you, Mark. Supporting you throughout this journey has been important to me, and your positive feedback is truly appreciated. If there's...
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Todd and Betsy were great to work with. The whole Gray Fox team had great communication and kept us up to speed every step of the way
Reply from Todd Jenkins
February 26th, 2026 08:22 PM
I'm glad to hear that you had a positive experience with us, Christopher. It was a pleasure working with you on your home purchase. Betsy and I are committed to ensuring clear communication, and I'm pleased we could keep you informed throughout...
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Todd and Besty are so responsive and helpufl.
Reply from Todd Jenkins
February 26th, 2026 08:23 PM
Jianping, I'm pleased to hear that you found my assistance, along with Betsy's, both responsive and helpful. It was a pleasure working with you on your purchase. If you need anything in the future, please feel free to reach out.
Freindly service and very quick to respond and resolve any issues.
Reply from Todd Jenkins
February 26th, 2026 08:23 PM
I'm glad to hear that you appreciated the service, Johnny. It's important to me that things are handled efficiently and with a friendly approach. If you ever need assistance in the future, feel free to reach out.
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional Mortgages
FHA Mortgages
USDA Mortgages
VA Mortgages
Virginia Housing Mortgages
Refinance Mortgages
Renovation Mortgages
Construction Mortgages
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Memberships
- CAAR
- GAAR
- WCR
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Addresses and Serving Areas
Primary Serving Area
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #277971
- Licensed in NC & VA
Hobbies
- Golf
- Fishing
- Spending time with my family
Disclaimer
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Gray Fox Mortgage, LLC NMLS #2511214 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 1135 Rose Hill Drive, Suite 101 Charlottesville, VA 22903.