

Todd Jenkins
Gray Fox Mortgage - Charlottesville

We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Great communication and support from start to finish! Todd has helped me refinance existing home, then purchase a new home in a tight window with a very high level of professionalism and care.
Great communication and support from start to finish!
Reply from Todd Jenkins
April 24th, 2026 03:26 PM
George, I appreciate your kind words about the communication and support you received. I'm glad to hear that your experience with Gray Fox Mortgage was positive from start to finish. Thank you for trusting me with your mortgage needs!
Todd, you are kind, informative and very conscientious. Very grateful for your guidance through this process.
Reply from Todd Jenkins
March 12th, 2026 03:51 PM
I appreciate your kind words, Rachel. It's wonderful to know that you found my guidance helpful and informative. Assisting you through the process was a pleasure, and I'm glad to have been a part of your journey with Gray Fox Mortgage. If you...
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easy to work with, great overall experience
Reply from Todd Jenkins
February 25th, 2026 09:26 PM
Thank you for trusting us with your business!
None at this time
Reply from Todd Jenkins
February 25th, 2026 09:25 PM
Enjoy your new home, Jerry!
Always a smooth transaction, thanks Todd!
Reply from Todd Jenkins
February 25th, 2026 09:25 PM
Always a pleasure working with you, Barbara!
Todd and all Gray Fox staff are extremely professional and stayed right on top of all requirements. Very prompt and supportive throughout the entire process. I highly recommend them.
Reply from Todd Jenkins
February 25th, 2026 09:26 PM
It was a pleasure working with you, Ann!
Overall, it was a really good experience.
Reply from Todd Jenkins
February 25th, 2026 09:27 PM
Enjoy your new home! It was a pleasure working with you and Sean!
Todd wa sgrwwt to work with through the stressful process that mortgages tend to be.
Reply from Todd Jenkins
February 25th, 2026 09:34 PM
It was a pleasure working with you, Sean!
Mr. Jenkins was knowledgeable, available, and helpful. The biggest thing i would change/improve is having information about to whom/where my first mortgage payment will go and when acter closing. This information wasn't freely given, I had...
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Reply from Todd Jenkins
February 25th, 2026 09:35 PM
Enjoy your new home Nickie-Jo, we will reach out regarding your first payment
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional Mortgages
FHA Mortgages
USDA Mortgages
VA Mortgages
Virginia Housing Mortgages
Refinance Mortgages
Renovation Mortgages
Construction Mortgages
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Memberships
- CAAR
- GAAR
- WCR
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Addresses and Serving Areas
Primary Serving Area
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #277971
- Licensed in NC & VA
Hobbies
- Golf
- Fishing
- Spending time with my family
Disclaimer
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Gray Fox Mortgage, LLC NMLS #2511214 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 1135 Rose Hill Drive, Suite 101 Charlottesville, VA 22903.