Toby Tollack

Toby and his team help me get the best rate in refinancing my home. They were very professional, knowledgeable, and very patient. This is my third time using them for my lender and each experience has been great and cost effective. I recommend...

Toby is so patient and helpful with every step of the process.

Worked with Toby a few times and he has dialed me in. Made it easy to connect the dots in getting refinanced. Thanks Toby.

The process was really efficient and smooth! Toby and the staff did a great job communicating with us and moving things forward.

Toby made the process of refinancing very easy. Let us know what items we needed from the start and answered any questions we had. Overall a great experience!

Toby was available via text or call when I had questions and or needed to talk about the loan. Always professional and pleasant when I spoke to him.

Toby Tollack and his team were very professional and efficient. All of our transactions run very smoothly and all of our questions were answered in a timely manner. The services that Toby and his team provide are excellent, that is why we have...

ReFi's are always a little stressful and with todays low rates it's a very busy business. What makes Bay Equity a great experience is that whenever I had a question, I was able to call or email and get a response and answers right away. That...

There was some confusion regarding fees on the loan. And change of agents due to unforeseen circumstances

Toby and his entire team are knowledgeable, professional, and very easy to work with. I would not hesitate to recommend Toby and the Bay Equity team.