

Rosemarie Frigerio, Loan Officer, NMLS # 6731...
Branch Manager | NMLS # 117390

With over two decades of mortgage banking and financial experience, Tim continually expands his knowledge to better assist clients in navigating the sometimes complex world of mortgage finance.
By focusing on “high-touch”, value-oriented c... Show More
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Tim was great and it's always a pleasure working with him. He has worked late nights to put in the contract and is available a call away. He was also available during the closing process although he didn't need to be.
Reply from Owner
February 6th, 2018 12:00 AM
Thanks for the wonderful comments. And thanks again for choosing me to finance your gorgeous home!
It was awesome working with Tim C. and the New Penn Financial team. I highly recommend them for re-finance or new home loan. The team is very quick to respond and timely.
V/r,
Itin
Working with Tim was an amazing experience. His guidance took all the stress out of an otherwise very intimidating process. We started where most first time homeowners start, lost and frustrated. After talking with Tim over the phone and finally...
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Reply from Owner
February 6th, 2018 12:00 AM
Thanks for being great clients to work with. True, buying & financing your first home can be a bit overwhelming at times. And thanks for allowing me to help make it a fun experience!
It was awesome working with Tim C. and the New Penn Financial team. I highly recommend them for re-finance or new home loan. The team is very quick to respond and timely. V/r, Itin
Reply from Owner
February 6th, 2018 12:00 AM
Thanks for the review, and for sharing something important- When you need correct answers, who you rely on is very important. Enjoy your home!
Tim was very timely with his responses, answered all of my questions with patience, and walked me and my husband through the pre-approval process thoroughly.
Reply from Owner
January 16th, 2018 12:00 AM
Thanks Melanie! Look forward to helping you both in the near future.
As a first time homebuyer I heard all kinds of “stories” of what to expect and most were not really good. So I was pleasantly surprised how smoothly everything went right from the start. And I was still able to close earlier than scheduled...
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As a first time homebuyer I heard all kinds of “stories” of what to expect and most were not really good. So I was pleasantly surprised how smoothly everything went right from the start. And I was still able to close earlier than scheduled...
read more
Reply from Owner
December 12th, 2017 12:00 AM
Just a note to say thanks for trusting me to do your first home financing. I agree, many potential "buying" issues can arise, that is when experience really helps get clients to closing.
Tim was always there to answer question no matter how crazy they were. I was able to contact Tim quickly and his staff walked me through every step. I had reminders sent frequently so we could stay on track and close on time.
Reply from Owner
February 12th, 2018 12:00 AM
As always, no questions are ever not worth asking. And keeping everyone in the loop is the key to a great experience.
Tim is probably one of the best! He delivers exactly what he commits and communicates very well any time something comes up I would recommend him to anyone either buying or refinancing a home
Reply from Owner
January 22nd, 2020 12:00 AM
Michelle, you were fun to work with and thanks for allowing me to finance your wonderful home.
Having done many mortgages in the past, this was by far the best experience I’ve had Getting financing. Beginning with the easy pre-approval process all the way to the closing, Tim and his team let me know what to expect kept me informedand...
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About
With over two decades of mortgage banking and financial experience, Tim continually expands his knowledge to better assist clients in navigating the sometimes complex world of mortgage finance.
By focusing on “high-touch”, value-oriented customer service to mortgage clients and business partners, helps assure beneficial and rewarding outcomes.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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Positions
- American Financial Network, Inc - Sales ManagerSep 1st, 2019 - Current
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 117390
Videos
Disclaimer
American Financial Network, Inc. is an Equal Housing Lender
American Financial Network, Inc. | NMLS ID 237341
10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000
©2026 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.