

Tim Atchley - Evolve Bank & Trust
Senior Home Loan Advisor | NMLS # 757323

Evolve Bank & Trust is a full service financial services organization with offices throughout the United States managed by a well established team of seasoned banking professionals like Tim . Deeply rooted in the communities we serve, our t... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
Sat
closed
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Reviews from Web
Tim provided great customer service, was responsive to our questions, and walked us through each step of the process clearly.
Tim is very in tune with current market rates and the overall financial market. He was able to give good sound advice on not only my rate lock but how to structure my offer as well.
Tim was super helpful and easy to talk to. I appreciated everything he did.
AWESOME EXPERIENCE!!!
Reply from Tim Atchley - Evolve Bank & Trust
April 15th, 2024 03:05 PM
I am overjoyed to hear about your positive experience, Samantha! Your satisfaction is our highest priority at Evolve Bank & Trust, and it's fantastic to know we hit the mark for you. It was my pleasure to help you, and I look forward to our...
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Tim is phenomenal - call him asap if you need a loan.
Reply from Tim Atchley - Evolve Bank & Trust
March 6th, 2024 05:37 PM
Thank you so much for your fantastic review, Jamuna! I'm thrilled you had a phenomenal experience with me at Evolve Bank & Trust. It's always my top priority to provide excellent and speedy service to those looking for loans. Don't hesitate...
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Tim is very talented and fast paced. We enjoyed working with Tim. Thank you for having someone of Tim’s caliber on your staff.
Reply from Tim Atchley
March 6th, 2024 05:37 PM
I sincerely appreciate your kind words and the excellent review, Shiva. It was a pleasure working with you, and I'm thrilled that you were satisfied with the speed and efficiency of my services. Ensuring a positive experience for our clients...
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Tim was fantastic to work with. He was clear in explaining the details along the way. Tim was always reachable when I needed to ask a question. Tim communicated frequently when specific details were needed to satisfy regulatory documentation...
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Reply from Tim Atchley - Evolve Bank & Trust
December 13th, 2023 05:10 PM
Thank you Jeff, I cannot do anything with out having quality people as my clients. You made this happen.
My financing was approved in a relatively short timeframe which was positive. I understand that investment properties are riskier but I don’t understand why I was required to pay almost $5k to buy down the interest rate. It’s one thing to choose...
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Reply from Tim Atchley
March 6th, 2024 05:38 PM
Appreciate your feedback, Jeffrey. We strive to provide the best service at Evolve Bank & Trust and I'm glad to know that your financing was approved promptly. Your concerns regarding the interest rate cost are completely understood. It is...
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Tim worked with us to multiple times to get the numbers where we felt comfortable. He always took the time to explain answers to our questions - as we were first time home buyers. Highly recommend.
Reply from Tim Atchley
July 14th, 2023 04:54 PM
Hi Ella, Thanks for your kind comments. You guys were great to work for. I hope you enjoy your new home for many years. The truth is, I cannot accomplish anything without having qualify people as my clients.
Tim is always straightforward and we never feel judged. He tells you exactly what you need in bullet point format and it works ideally for us.
Reply from Tim Atchley
July 11th, 2023 08:04 PM
Thanks so much for the kind words. Truth is I cannot do anything without having quality people for my clients. Good Luck in TX!
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About
Evolve Bank & Trust is a full service financial services organization with offices throughout the United States managed by a well established team of seasoned banking professionals like Tim . Deeply rooted in the communities we serve, our team has worked together for many years to develop a culture of integrity with an emphasis on outstanding service.
Products & Services
Financial Advisor
Banker
Specialities
Renovation Financing
FHA, USDA, VA, Conventional, renovation specialist
Full Service Agency Lender including FHA, VA & Conventional
Buy Downs
First Time Homebuyer
Down Payment Assistance Programs, Renovation options & Non-QM options
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Positions
- Evolve Bank & Trust - Mortgage BankerFeb 1st, 2007 - Current
Memberships
- MAAR Affiliate Member, MBA, Memphis BBQ Association Judge/Competitor
- Affiliate Member of MAAR
- West TN Home Builders Assoc
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1990
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 757323
Videos

Hobbies
- Golf, Upland Game, College Sports
- Golf
- Upland Game
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Disclaimer
Evolve Bank & Trust Home Loan Centers (HLCs) are not full service branch locations of Evolve Bank & Trust. These HLCs do not engage in general banking transactions, such as deposits or payments, and only provide Residential Mortgage Loans. Equal Housing Lender. All loans subject to credit approval. Corporate NMLS# 509256