Theresa Owca at CrossCountry Mortgage

Business Development Manager | NMLS #1115620

5.0

(12)

Mortgage

Mortgage Loan Officer

Contact Info

(216) 340-7359

Cleveland, OH

https://www.ccm.com/theresa-owca

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5.0

(12)

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Working with Theresa at Cross Country Mortgage was, without question, one of the best decisions we made during our home-buying journey. From start to finish, Theresa was nothing short of amazing. Buying a home can be overwhelming and stressful,...

Reply from Theresa Owca

March 2nd, 2026 02:33 PM

I truly appreciate your kind words and generous review, Noah. I'm glad to hear that the process was smooth and enjoyable for you. It was important to me to ensure that all your questions were addressed promptly and clearly, so you could move...

Theresa And the team are always phenomenal, and so trustworthy!

Reply from Theresa Owca

February 16th, 2026 08:17 PM

Thank you for the 5-Star review. If you need anything, feel free to give us a call.

Theresa is the best, and I would highly recommend her to anyone I know. She was quick to respond to any questions I had and was extremely helpful, making the entire experience quick, painless, and easy to understand.

Everyone was quick to respond to any questions I had and was extremely helpful, making the experience quick, painless, and easy to understand.

Reply from Theresa Owca

November 24th, 2025 02:54 PM

It's wonderful to know that you found the process quick and easy to understand, Taylor. Ensuring that all your questions are addressed promptly and helpfully is a priority for me. Thank you for trusting me and CrossCountry Mortgage, LLC. If...

Very organized and helpful throughout entire process!

Reply from Theresa Owca

November 10th, 2025 09:40 PM

I appreciate your kind words and the positive rating, Leah. I'm pleased to hear that you found the process organized and helpful. It's important to me to ensure everything goes smoothly for my clients. Thank you for choosing CrossCountry Mortgage,...

Theresa does an excellent job!

Theresa Owca at CrossCountry Mortgage has received a review with 5 star rating from Kim K G

Reply from Owner

December 9th, 2024 09:53 PM

Thank you for entrusting us as part of your home buying journey, again!! We cannot thank you enough.

It was a pleasure to work with the Crown Group at Cross Country Mortgage. Theresa and the team were responsive to all questions, dependable and reliable in accomplishing the task at hand. They were so patient with us and all of our questions....

Reply from Theresa Owca

November 19th, 2024 03:10 PM

I'm thrilled to hear that you had such a great experience with us at CrossCountry Mortgage, Jose. Your positive feedback about our responsiveness, reliability, and patience truly means a lot. We're glad that our process was smooth and efficient...

Theresa Owca at CrossCountry Mortgage has received a review with 5 star rating from Marsha S

Theresa Owca at CrossCountry Mortgage has received a review with 5 star rating from Marsha O

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cleveland, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1115620 | Branch NMLS #3029

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Specialities

Conventional Loan

VA Loan

Jumbo Loan

Fixed Rate Mortgage

Adjustable Rate Mortgage