

Theresa Duncan
Loan Originator

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Theresa made the entire process smooth from start to finish. She was responsive, moved quickly, and took the time to thoroughly explain everything to the client so they felt comfortable and informed throughout the transaction. Her communication,...
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I am very, very happy with my new home, and thank you Theresa for joining me and helping me every step very grateful
Reply from Theresa Duncan
June 9th, 2026 01:20 PM
thanks Janira congratulations on your new hope
Theresa is patient, understanding and knowledgeable. She is very empathic and her encouragement and support made th experience great.
Reply from Theresa Duncan
March 31st, 2026 01:24 PM
thanks Joan , enjoy your new hope and make many memories there.
Theresa demonstrated exceptional professionalism and care throughout our home buying journey. She was consistently attentive, approachable, and highly knowledgeable, ensuring that every question was answered with clarity an patience. Her availability...
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Theresa Knowledge
I liked the fact ahe helped me every step of the way even when we had hiccups she helped me get around them and made this process as easy as possible
Reply from Theresa Duncan
October 29th, 2025 01:35 PM
thanks Ralph appreciate you allowing me to help you and your family purchase your first home . Enjoy and make plenty of memories.
Ms. Duncan was efficient and understanding in every way possible by making me comfortable to work with her. She is professional and great to work with. I love her work ethics. Thank you Theresa.
Reply from Theresa Duncan
October 7th, 2025 05:13 PM
Thank you Mr. Riddick it was a pleasure working with you, Thank
you for allowing me the opportunity to help with the financing of your home.
Theresa was great to work with.
Theresa was always there when we had questions and concerns, she made it a very easy process. We would love to work with her again for future assistance and will gladly recommend her to friends and family.
Reply from Theresa Duncan
August 22nd, 2025 01:19 PM
Courtney thank you to both you and Nick for having confidence in me to help with your financing. Please reach out if you need any help or have any questions.
Theresa kept me updated as to the progress of our client. If I had questions she throughly explained them and there was never a time that I called and she never responded. The communication was awesome! Thank you for an amazing experience ❤️...
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Reply from Theresa Duncan
July 29th, 2025 05:40 PM
thanks Marjorie, i appreciate your comment, it was great working with you again.
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At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Luminate Bank is an Equal Housing Lender | Member FDIC
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2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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