Teresa Shultz-Miller, Ruoff Mortgage

Name: Ruoff Mortgage
Address: 901 Parkway Ave Ave #5, Elkhart, Indiana, 46516
Telephone: +1-574-320-5692
Rating: 4.85

SVP Area Manager | NMLS# 484901 | Ruoff Mortgage N...

Ruoff Mortgage - Elkhart

4.85

(77)

Mortgage

Mortgage Loan Officer

Contact Info

(574) 320-5692

Elkhart, IN

https://www.ruoff.com/TeresaShultz-Miller

Location & Business Hours

Business Hours

Tues

8 AM to 6 PM

Wed

8 AM to 6 PM

Thu

8 AM to 6 PM

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4.85

(77)

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Experience.com

4.94

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4.58

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Teresa Shultz-Miller, Ruoff Mortgage has received a review with 5 star rating from Scott R

Communication is excellent and always up to date with the process. Highly recommended.

Teresa and her team were great to work with! They explained everything and kept us updated. We are grateful for her help throughout the process! Would strongly recommend her and Ruoff!

Quick, accurate service. The team understood my needs and got it done.

Teresa and Colin were wonderful to work with. They made the entire home refinance process smooth and stress-free, and they were always available to answer my questions along the way. I highly recommend them to anyone looking for a reliable...

Reply from Owner

May 4th, 2026 08:49 PM

I'm grateful for your kind words, Michelle. It's nice to hear that you found the refinancing process smooth and stress-free with Colin and me. Your recommendation is valued highly, and I'm here if you need any further assistance.

Reply from Teresa Shultz-Miller

May 1st, 2026 04:42 PM

I'm happy to hear that you found the refinancing process smooth and stress-free, Michelle. It's great to know that Colin and I could support you throughout and provide the answers you needed. Your recommendation means a lot, and I'm here if...

Once my loan got picked up, communication was prompt and clear. Thanks for making my first home purchase easy!

electronic signing of documents was easy and saved time at closing

Teresa Shultz-Miller, Ruoff Mortgage has received a review with 5 star rating from TJ R

Reply from Owner

January 16th, 2026 12:54 AM

Thank you, TJ, for your positive rating. I appreciate your feedback and am here to assist if you need anything in the future.

From start to finish everything was presented up front and was right on track. The whole process was smooth and easy to navigate. Overall very pleased with the experience.

Reply from Teresa Shultz-Miller

January 15th, 2026 03:13 PM

It’s wonderful to know that your experience went smoothly from start to finish, Tark. Ensuring clarity and a straightforward process is a priority for me, so I'm glad to hear that everything was on track. If there’s anything else you need assistance...

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About

Additional Licenses: NMLS# 484901. My family has been part of the real estate industry in the Elkhart area since 1946, so helping people achieve their dreams of homeownership is truly in my blood. I began my career in lending over 25 years ago and have loved every moment of serving our local communities. Whether you’re purchasing your first home, building your dream home, downsizing, or buying a secondary or investmnent property, my mortgage team is here to guide you every step of the way and help make your homeownership dreams a reality.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Down Payment Assistance

Conventional Home Loan

Home Renovation Loan

Mortgage Refinance

Specialities

Conventional Purchase and Refinance Mortgage Loans

Government Mortgage Loans: FHA, VA, USDA