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Terence Guess - Senior Certified Mortgage Advisor in Charlotte, NC

Terence Guess

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Senior Certified Mortgage Advisor

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I look forward to developing a long lasting relationship with each customer. Educating the client is what’s most important to me.
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Overall Ratings
4.93
(632)
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Reviews from Web
  • 5.0
    SFTP
    B
    Barbara K
    Charlotte, NC
    Posted on June 4th, 2026 05:16 PM
    Terence was a great person to work with. He was always available to answer our questions especially since this was my first experience buying a home. I appreciate his team who were very helpful too. I would recommend Atlantic Bay Mortgage Group...
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  • 4.0
    SFTP
    B
    Byron F
    Charlotte, NC
    Posted on May 31st, 2026 02:29 PM
    Overall, my home purchase was successful, and I appreciate the effort Terrence and the team put into helping me close on my home. One area for improvement would be communication and alignment across the lending team. At times, I received different...
    read more
  • 5.0
    SFTP
    T
    Tina B
    Salisbury, NC
    Posted on May 29th, 2026 09:44 PM
    Thank you for your professionalism in guiding me through this process.
  • 5.0
    SFTP
    F
    Felicia S
    Charlotte, NC
    Posted on May 29th, 2026 10:04 AM
    Terence and his team got my loan processed quickly and made sure everything was ready for closing. Also, the concierge services provided were extremely helpful. My experience with everyone has been amazing.
  • 5.0
    SFTP
    O
    Orr S
    Charlotte, NC
    Posted on May 23rd, 2026 03:01 AM
    Terence was a pleasure to work with. He is very knowledgeable and organized, Terence went above and beyond for me and my wife. Our experience was a 10 out of 10. I will definitely work with Terence again! Thank you!Orrj Sinclair,
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  • 5.0
    SFTP
    C
    Cheryl A
    Salisbury, NC
    Posted on May 22nd, 2026 07:52 PM
    From beginning to the end, we never felt alone in this process!!! Terence your personal touch with providing a video to explain every step made it better for us! You kept the conversation plain and simple where we didn't have to guess what...
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  • 5.0
    SFTP
    L
    Larry P
    Rock Hill, SC
    Posted on May 21st, 2026 05:47 PM
    I will be definitely referring people to him. He worked to make my loan happen in a timely manner.
  • 5.0
    SFTP
    J
    Jesus T
    Kings Mountain, NC
    Posted on May 10th, 2026 07:23 AM
    Working with Terence was a great experience he went above and beyond to ensure that we understood everything his team was extremely helpful they were always on top of everything the whole process was so smooth thanks we look forward to working...
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  • 4.5
    SFTP
    K
    Kia H
    Gastonia, NC
    Posted on May 7th, 2026 12:00 AM
    Quick and attentive communication. I appreciate the hardwork by the team to get my loan approved and closed on 2weeks.
  • 5.0
    SFTP
    K
    Kara G
    Fort Mill, SC
    Posted on May 6th, 2026 02:32 PM
    Terence was awesome. Helpful, available and a greater partner in the home buying process. Hope to do business with him for years to come.
  • 10 of 632
    About
    I look forward to developing a long lasting relationship with each customer. Educating the client is what’s most important to me.
    Products & Services
    Mortgage Loan Officer
    248
    /850
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    Addresses and Serving Areas

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 1400129
    • Licensed in NC, SC, VA, TN, FL, PA, MD, GA # 1400129, & NJ
    Disclaimer
    © 2024 Atlantic Bay Mortgage Group Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.