Tadd Howard
Sr Mortgage Lender
First Federal Bank offers personalized banking in a branch or online; personal and business checking, savings, and loans including SBA, USDA and more.
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Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Tadd continued to maintain continuous contact with me throughout the entire process and when I explained what I wanted to have my final estimate look like in order to be refunded at closing and get all of my earnest money back, Tadd made it...
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Reply from Tadd Howard
September 12th, 2026 12:26 AM
Wayne, I appreciate you taking the time to share your experience. I'm glad to hear that I could meet your expectations regarding your final estimate and earnest money. It's gratifying to know that everything went smoothly, and I'm happy I could...
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Smooth, informative and timely process.
Reply from Tadd Howard
September 12th, 2026 12:26 AM
Ramoun, I appreciate your feedback. Knowing that you found the process smooth, informative, and timely means a lot. If you have any further questions or need assistance in the future, I'm here to help.
If you're looking for great communication skills and a seamless mortgage process, Tadd Howard is the one. He's very knowledgeable and will walk you through every step of this process, especially the numbers. He’ll even take your call while...
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Reply from Owner
September 26th, 2025 12:00 AM
I appreciate your thoughtful review. It's great to know that my communication and knowledge were beneficial for you throughout the mortgage process. My goal is to guide everyone from start to finish, numbers and all, regardless of where I am....
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We have done three mortgages with Tadd & he is always super responsive, helpful & the rates are competitive. In this sometimes sketchy & frustrating mortgage world, Tadd is one who can be trusted & relied upon. Highly recommended Tadd & FFB!...
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Reply from Owner
September 26th, 2025 12:00 AM
Rich, it's great to hear you had a positive experience across multiple mortgages. Your trust and recommendation mean a lot to me. I'm glad I could provide responsive service and competitive rates. If there's anything else you need, feel free...
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Tadd was supportive thoughtout the entire process and quick to respond to any questions / concerns
Reply from Tadd Howard
September 12th, 2026 12:26 AM
Isca, thank you for your kind review. I'm pleased to know that you felt supported throughout the entire process and found my responses timely. Addressing your questions and concerns is important to me, and I'm here if any further assistance...
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all your help and patience
Reply from Tadd Howard
September 12th, 2026 12:26 AM
Lorraine, thank you for your kind words. I'm glad to hear that my assistance and patience were helpful to you. Helping clients like you navigate their financial journey is always a priority. If there's anything else you need or any questions...
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Tadd was always available, and helped explain a bunch we didn't know being first time home buyers. He gave us so many rate estimates and breakdowns, which is ultimately why we went with him.
Reply from Tadd Howard
September 12th, 2026 12:26 AM
Connor, thank you for sharing your experience. I'm really glad to hear that I could be there to guide you through the process as first-time home buyers. Providing clear rate estimates and breakdowns is something I aim for to help clients make...
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Tadd commuicated promptly and was able to give us a rate we were happy with
Reply from Tadd Howard
September 12th, 2026 12:26 AM
Courtney, thank you for sharing your experience. I'm pleased to know that my prompt communication and the rate I provided met your expectations. If there's anything else I can assist you with or any questions you have, please feel free to reach...
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This is the 2nd time we have hired Tadd as our loan officer. Tadd has made the transactions less stressful. We purchased a home the first time. Recently, we refinanced. Both times, Tadd explained the entire process to us. We definitely recommend...
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Tadd made sure that I understood the process of refinancing. I am very pleased with Tadds' professionalism. Tadd stayed in constant contact with us through the entire process. Tadd has a very patient demeanor. I appreciate that he worked with...
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Reply from Tadd Howard
September 12th, 2026 12:26 AM
Victoria, thank you so much for your thoughtful words. I'm truly glad to hear that my efforts to keep you informed and comfortable throughout the refinancing process were appreciated. Having a smooth and positive experience is so important,...
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About
First Federal Bank offers personalized banking in a branch or online; personal and business checking, savings, and loans including SBA, USDA and more.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA Home Financing
FHA Home Financing
Conventional Home Financing
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Year Started
2012
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #991288
Hobbies
- Fishing
- Outdoors
- Camping
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Disclaimer
Member FDIC This page is for information purposes only and is not an advertisement to extend customer credit as defined by Section 226.2 Regulation Z. Program rates, terms and conditions are subject to change at any time.