

Tadd Howard
Sr Mortgage Lender

First Federal Bank offers personalized banking in a branch or online; personal and business checking, savings, and loans including SBA, USDA and more.
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Not having processors contact anyone whose name appeared on my paperwork multiple times instead of asking for what was needed or going to the actual HR department. Not Asking me to explain why you pulled my credit and if I was opening a new...
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Prompt communications.
Reply from Tadd Howard
September 12th, 2026 12:26 AM
I appreciate your feedback, Robert. It's great to hear that you valued our prompt communication at First Federal Bank. Ensuring a swift and effective communication is part of our commitment to providing the best service possible. I'm thrilled...
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Tadd was always prompt responding to questions and was prepared.
Reply from Tadd Howard
September 12th, 2026 12:26 AM
Thank you, James, for your high rating and kind words. I'm glad to hear that you found my responsiveness and preparation helpful. Here at First Federal Bank, we strive to provide exceptional service to our customers. If you ever have more questions...
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I had an outstanding experience with Tadd during my loan process. His exceptional communication skills made everything smooth. Though we weren't able to close on time because of issues we encountered, he worked hard resolving them as soon as...
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Reply from Tadd Howard
September 12th, 2026 12:26 AM
I'm delighted to hear about your positive experience, Hoon. Ensuring smooth communication during the loan process is a top priority for me, so I'm glad that I was able to make things easier for you through clear explanations and regular updates....
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The ability to text questions and get responses within the hour or call and get ahold of Tadd.
Reply from Tadd Howard
September 12th, 2026 12:26 AM
I'm glad to hear that you were satisfied with the response time and accessibility, Randy. Serving you and keeping the channels of communication as open as possible is important to us at First Federal Bank. It's great feedback to hear that the...
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I have worked with Tadd on a few deals now and they have all been amazing and seamless! I know my clients are being taken care of and given the best options possible. He has been able to close my transactions quickly and my clients have been...
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Reply from Owner
September 26th, 2024 12:00 AM
Hi Tonia,It is really heartening to hear such positive feedback. It's always been my objective to ensure client satisfaction and provide them with the best options. I'm glad to know that your transactions were closed quickly and to your satisfaction....
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We had a less-than-ideal situation with our new build that caused delay after delay and ultimately a rate buy down at the 11th hour. Despite being ready for closing well in advance, Tadd and his team were anmazing and handled this very last...
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Reply from Tadd Howard
September 12th, 2026 12:26 AM
I'm absolutely thrilled to hear that you had a positive experience with us at First Federal Bank despite the initial hurdles. Your patience and understanding during the process made my job a lot easier and I'm glad to know that our communication...
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When we saw First Federal Bank provided the lowest rates on the market, we were concerned that the trade-off would come in the form of reduced customer service. Instead, Tadd and his team were easily the best and most-reliable team we worked...
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Reply from Tadd Howard
September 12th, 2026 12:26 AM
Hi Alexander, Thank you so much for your fantastic review and for the 5-star rating! We strive to provide our clients with the best service, along with competitive rates, so it's incredibly rewarding to hear that you appreciated this balance....
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He was very informative and patient with me being a first time home buyer. A pleasure to work with.
Reply from Tadd Howard
September 12th, 2026 12:26 AM
Hi Stephanie, thank you for the glowing review! I'm really glad to hear that you found our time together informative and enjoyable. It was an absolute pleasure assisting you with your first home purchase. Don't hesitate to reach out if you...
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The communication with Tadd and his entire team was great from start to closing. He was incredibly patient with us and offered great advice when needed. Top notch experience from start to finish and this is far from our first mortgage experience,...
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Reply from Tadd Howard
September 12th, 2026 12:26 AM
Hey Dennis, thank you so much for the glowing review and rating! I'm elated to hear that you had a "top-notch" experience with us at First Federal Bank. It was a pleasure to communicate with you throughout the process and lend a hand. I'm glad...
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About
First Federal Bank offers personalized banking in a branch or online; personal and business checking, savings, and loans including SBA, USDA and more.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
Specialities
VA Home Financing
FHA Home Financing
Conventional Home Financing
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Year Started
2012
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #991288
Hobbies
- Fishing
- Outdoors
- Camping
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Disclaimer
Member FDIC This page is for information purposes only and is not an advertisement to extend customer credit as defined by Section 226.2 Regulation Z. Program rates, terms and conditions are subject to change at any time.