

Sylvia R Sanders NMLS 633013
Mortgage Loan Officer | Mortgage Broker

With 18 years as a mortgage loan officer and a previous decade teaching, I guide individuals through homeownership complexities, providing vital financial decision-making support. Licensed in multiple states, I specialize in VA loans and mo... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 8 PM
Thu
8 AM to 8 PM
Fri
8 AM to 8 PM
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Reviews from Web
Sylvia and her team have been a huge support for our first time home buying process. Was able to make the process seamless and help us move at a quick pace. Truly appreciate the support and excellent experience we had as new homeowners. Thank...
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Reply from Owner
February 25th, 2025 01:53 PM
Sarah & Ryan, I'm so thrilled to hear about your positive experience! It was a pleasure working with you and helping you navigate the home buying process. I'm glad we could make it smooth and efficient for you as first-time buyers. Your kind...
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Working with Sylvia has been an absolute pleasure. From the very start, I felt confident and well-guided. Sylvia’s knowledge of the market was impressive, and she patiently walked me through every detail, ensuring I fully understood each step....
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Reply from Owner
February 25th, 2025 01:54 PM
Jako, thank you so much for your kind words. It truly means a lot to hear that you felt confident and well-guided throughout the process. I strive to ensure all my clients feel supported and understood, so I'm thrilled to know I could provide...
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Sylvia was really helpful and super easy to work with. My first time buying a home, not knowing nothing. Sylvia from the beginning she explained to me every detail, how I did not know all the terminology and the aspects of buying the house....
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Reply from Owner
February 25th, 2025 01:54 PM
Thank you so much for your kind words, Jennifer. It was truly a pleasure to assist you through your home-buying journey. I know how overwhelming it can be, especially for first-time buyers, so I'm glad I could help clarify the process and keep...
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(Translated by Google) I am so grateful to Sylvia and her assistant for making my first home buying experience such a pleasant one. Sylvia was always available whenever I had questions or concerns about the process or what certain things meant,...
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Reply from Owner
February 25th, 2025 01:55 PM
Thank you so much for your kind words! It was truly a pleasure assisting you through your first home-buying experience. I'm glad to hear that you felt supported and that the process was clear and organized for you. Your trust and satisfaction...
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AMAZING AWESOME EXPERIENCE WITH SYLVIA!!!! I cannot say enough good things about her. She has perseverance like nobody else! She doesn't take no for an answer and there isn't a single hurdle that she isn't willing to jump over and conquer....
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Reply from Owner
February 25th, 2025 01:56 PM
Thank you so much for your incredible review! It was truly a pleasure working with you and being part of your journey. Your words mean a lot to me, and I’m thrilled to hear that you had such a positive experience. I’m always here to help, and...
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Sylvia is top notch. Knows what she is doing and is personable and so kind.
Reply from Owner
February 25th, 2025 01:56 PM
Thank you so much for your kind words, Chasen. It was a pleasure working with you, and I'm thrilled to hear that you had a positive experience. I'm always here to help and support you in any way I can with your mortgage needs. Your satisfaction...
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Sylvia has been the best partner and a blessing for the purchase of my first home! My journey was not easy as I needed to change the Lender when the offer was accepted and the appraisal was made. She took my case and had a lot of patience (I...
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Reply from Owner
February 25th, 2025 01:57 PM
Beatriz, it means the world to me to hear your kind words! It was truly an honor to assist you in purchasing your first home. I'm so glad that we could overcome the challenges together and that my transparency and creativity made a difference...
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Sylvia was amazing! From the time we reached out to her to the end result. She saved us thousands! We wanted to find someone local that would be able to meet our needs and give us the best possible offer and Sylvia was great! We will be using...
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Reply from Owner
October 2nd, 2024 08:05 PM
I am thrilled to hear about your positive experience, Bounce! It was truly my pleasure to assist you and provide the best offer for your needs. I look forward to assisting with your financial needs again in the future. Thank you for the 5-star...
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Sylvia did an outstanding job! My buyers had a particularly challenging file, but she handled everything with great care, clear communication, and an abundance of patience. I’m so glad I referred my clients to her – I truly can’t imagine anyone...
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Reply from Owner
October 2nd, 2024 08:06 PM
I'm truly touched by your kind words, Katie. It was a pleasure working with your buyers and I'm delighted to hear that you were satisfied with the process. It's always my goal to provide clear communication and patience to make the process...
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I have experienced the services Sylvia provides on multiple occasions with multiple clients. She will forever be my first choice in preferred lenders. She is professional, resourceful, and a strategist. It has always been a pleasure working...
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Reply from Owner
August 8th, 2024 05:29 PM
Anthony, I am elated to read your glowing review. It's always a pleasure working with you too, and I'm thrilled to know that you've had a positive experience working with me on multiple occasions. I'm proud to be your preferred lender. Your...
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About
With 18 years as a mortgage loan officer and a previous decade teaching, I guide individuals through homeownership complexities, providing vital financial decision-making support. Licensed in multiple states, I specialize in VA loans and more, ensuring informed choices for families.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
Jumbo
VA
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Positions
- C2 Financial Corporation - Mortgage Loan OriginatorFeb 28th, 2023 - Current
Memberships
- NEFAR - North East Florida Association of Realtors
- Women's Council Of Realtors - Jacksonville, FL Chapter
- Womens Council Of Realtors National Affiliate - Jacksonville Network
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Addresses and Serving Areas
Primary Serving Area
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 633013 | CA DRE 02094109 | AZ MLO Lic 0948482 | FL OFR LO53921| ID MLO-2080633013
- C2 FINANCIAL: NMLS # 633013 | CA DRE 02094109 | AZ MLO Lic 0948482 | FL OFR LO53921| ID MLO-2080633013
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Achievements
- 2023 Top 25 Loan Officers for C2 Financial
- Scottsman Guide Top 1% of Loan Originators 2016 & 2021
- NAHREP Top 250 Latino Loan Originators 2016 & 2017
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Hobbies
- Crafting
- Surfing
- Home Improvement
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Disclaimer
C2 NMLS #135622
C2 Financial is rapidly growing with active licenses in over 34 states as of March 2024. Number of licensed states and lenders within the C2 Lender Network may vary. www.C2Financial.com
C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Alabama SBD #23303; Arizona DFI #919209; Arkansas ASD #129945; Colorado DRE; Florida OFR #MBR3519; Hawaii DFI #HI-135622; Idaho DOF #MBL-9475; Illinois DFPR #MB.67618115; Kansas OSBC #135622; Kentucky DFI #MC809104; Louisiana OFI #135622; Michigan DIFS #FL0023565 / SR0023566; Minnesota DOC #MN-MO-135622; Mississippi DBCF #135622; Montana DBFI #135622; Nebraska DBF #135622; Nevada MLD #3260; New Mexico FID #135622; Ohio DFI #RM.804919.000; Oklahoma DOCC #MB014489; Oregon DOF #ML-4917; South Carolina DCA #135622; South Dakota DOB #135622.ML; Tennessee DFI #135622; Texas SML #135622; Washington DFI #MB135622; Wyoming DOB #4612; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.
Consumers in Texas: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at (877) 276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov