

Steven Wheeler
Senior Mortgage Banker | NMLS# 960859

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
Steven and his team have been great. They've done our past three mortgages (I believe) and we've always felt great throughout the process.
Reply from Steven Wheeler
January 27th, 2026 05:28 PM
I appreciate your loyalty, Audrey. It's rewarding to hear that you've consistently had a positive experience with each mortgage process. I aim to ensure every step is as smooth and reassuring as possible. If you have any further needs or questions,...
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Keeps me updated
Reply from Owner
January 22nd, 2026 05:40 PM
Thanks, Dennis. It was a pleasure helping you with your home loan.
The team at Flatbranch has been amazing, very helpful. They have worked with on two different home purchases. 5 star . Connie Bennett.
Reply from Owner
January 17th, 2026 06:13 PM
Thank you Connie 🙏 we really appreciate the support and kind words!
Steven Wheeler has received a review with 5 star rating from Mike
Reply from Owner
January 17th, 2026 06:13 PM
Thank you for this 5 star review Mike b
Steve Wheeler was instrumental in seeing if my son and I were eligible for a mortgage. His research showed that I was able to use my VA for a loan on a home with very little wait time. The process to put in a bid and closing was rather fast...
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Reply from Owner
January 16th, 2026 06:01 PM
So very happy we were able to help! Thank you for this nice review! And thank you for your service and for being a valued client! Let me know if I can help in the future!
Steve Wheeler and Flat Branch are an awesome company. Steve gave us honest feedback when deciding whether or not to refinance even when that feedback didn't benefit him. A man of integrity.
Reply from Owner
January 16th, 2026 06:00 PM
Thanks Steve! This is an Awesome review. Your kind words mean the world to me! Let me know if we can help in the future on any mortgage needs!
Steven Wheeler has received a review with 5 star rating from Chalet W
Reply from Owner
January 15th, 2026 03:46 PM
Thank You 🙏
Steve was great to work with! Always made sure we were informed with every step of the process!
Reply from Owner
January 15th, 2026 03:47 PM
Thanks Phil. Always a pleasure working with you
Steven Wheeler has received a review with 5 star rating from Leslie H
Reply from Owner
January 15th, 2026 03:47 PM
Thank you for the 5 Star review Leslie!
Steve Wheeler and his team at Flat Branch Home Mortgage have always been professional, responsive, and easy to work with each time I have used them. Clear communication, efficient execution, and no unnecessary stress. Highly recommend.
Reply from Owner
January 15th, 2026 03:49 PM
Dawn, thank you for this nice review. Hope you’re doing well. Let us know if we can assist with any questions or mortgage needs 😁
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA Home Loans
Refinance - Lower Interest Rate
Refinance - Cash Out
VA Home Loans
Down Payment Assistance
First Time Home Buyer
Investor Home Loans
USDA - Rural Development Home Loans
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Addresses and Serving Areas
Primary Serving Area
Year Started
2012
Licenses
- NMLS# 960859
Awards
Top 500 Nationwide...
Achievements
- Top 500 Customer Satisfaction
- Scotsman Guide Top Originator
Hobbies
- Sports with the Kids, Church, Coldwater Food Pantry, and Pickleball
- Pickleball, Church, Kids Activities....LOL
- Pickleball, Church, and My Kid's Soccer Games!
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149