

Steven Wheeler
Senior Mortgage Banker | NMLS# 960859

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
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8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Steve and his team at Flat Branch were great to work with. They made the process of buying a home quick and painless. We were able to find and close on a home in under a month!! I highly recommend using Steve as your lender. We couldn’t have...
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Reply from Owner
June 10th, 2019 12:00 AM
Logan and Kami - It was a pleasure to help you close on your FIRST home together. You are such a nice couple and we wish you and your new home all the best for many years to come!
Halfway through the mortgage process I was very unhappy with how things were going. My realtor gave me Steve’s number and the next day we were farther in the process than I was with the previous mortgage lender. Steve was great about answering...
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Reply from Owner
April 16th, 2019 12:00 AM
Shelly - I am so glad Sarah connected us and that we were able to get you into your new home with much less headache vs. the other guys! You were a real pleasure to work with and we hope you enjoy your new home for many many years!!!
Steve was so helpful, thoughtful, communication was a 100%, very focused on me and my wife and was accurate on closing date. I would definitely recommend him!!
Reply from Owner
April 4th, 2019 12:00 AM
Hey Courtney! You and Lisa were an absolute joy to serve and work with! I am so happy for you guys and I hope you make many great memories in your new home in Independence (my hometown)!!
Steve made the process of buying our new home so easy! He was very prompt in providing us with the information we needed to make decisions on buying our new house. He even found us a option for firefighters to save us some $ on closing, which...
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It was such a great pleasure working with steve and his team at flat branch. They all helped in any way they could with anything that was needed. They got me extremely great rates on a beautiful home of which i am extremely happy with.
Reply from Owner
March 5th, 2019 12:00 AM
Dillen! Hey man it really was great to be along for this exciting journey with you into home ownership! We hope you and your family enjoy this home for many many years!
Steve was great partner to work with on financing our new home. He was extremely professional and yet compassionate along the process. Steve and team were always a step or two ahead of where we were and kept the process moving smoothly. I was...
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Reply from Owner
March 2nd, 2019 12:00 AM
Susan and Mike - Thank you for choosing to work with us! It was a pleasure to help you with your lake home purchase! What a nice compliment and review here, it is greatly appreciated. As you know we work hard to make the process as smooth as...
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I was connected with Steve initially through my realtor. Right away I knew that he was different than other lenders I had work with in the past. Steve completed my pre-approval quickly and checked in throughout the house hunting process! When...
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Reply from Owner
January 16th, 2019 12:00 AM
Shelby - It was awesome working with you and I am glad you enjoyed the mobile app and my follow ups! And most of all I am happy that you found a home that you will be perfect for you and meet your needs. I hope you make many many great memories...
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Nothing but praise for Steve, Zachary and Gina! They went above and beyond helping me purchase a home in Missouri while I was overseas. The procedure was not a typical transaction yet they knowledgeable and willing to working thru the red tape...
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Reply from Owner
January 8th, 2019 12:00 AM
Ashton - We really take pride in rolling up our sleeves and working diligently through any situation, no matter how unique or tough, to make sure you get into your new home. So I really do appreciate your review here and comments. And we are...
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Steve was very Professional, courteous and explained every step to me. He was always very co-operative whenI called and if he was not in, he would always answer my emails in a timely manner.He was very patient with me when I didn't understand...
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Reply from Owner
December 27th, 2018 12:00 AM
Peggy - this is one of the nicest compliments I think my team and I have ever received!! You are very sweet and we REALLY enjoyed working with you and Teresa! We hope you both enjoy your new home for many years and make many awesome memories...
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Steve was helpful to explain the processes and documents that are unique to the mortgage industry. We spoke personally several times and Steve always had time to walk me through the process.
Reply from Owner
November 14th, 2018 12:00 AM
Brian and Christy! You guys rock! You were both super easy to work with. So happy to see you close on a great new home in the Northland! Hope you enjoy it for many many years.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA Home Loans
Refinance - Lower Interest Rate
Refinance - Cash Out
VA Home Loans
Down Payment Assistance
First Time Home Buyer
Investor Home Loans
USDA - Rural Development Home Loans
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Addresses and Serving Areas
Primary Serving Area
Year Started
2012
Licenses
- NMLS# 960859
Awards
Top 500 Nationwide...
Achievements
- Top 500 Customer Satisfaction
- Scotsman Guide Top Originator
Hobbies
- Sports with the Kids, Church, Coldwater Food Pantry, and Pickleball
- Pickleball, Church, Kids Activities....LOL
- Pickleball, Church, and My Kid's Soccer Games!
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149