

Steven Wheeler
Senior Mortgage Banker | NMLS# 960859

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
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8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Steve Wheeler at Flat Branch Home Loans is simply the best in the business! From start to finish, he made the mortgage process smooth, stress-free, and incredibly efficient. His communication was top-notch—always available to answer questions,...
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Reply from Owner
February 18th, 2025 04:03 PM
Bobby! Wow - thank you for this amazing review! We are humbled and very thankful to work in this industry where we have the honor of helping people buy an investment they can live in! And, it is a joy to work with professionals like yourself....
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Steve and Zack were awesome to work with!
Reply from Steven Wheeler
February 17th, 2025 04:21 PM
Lindsay, thanks so much for the great review! It was a pleasure working with you, and I'm thrilled to hear you had an awesome experience with Zack and me. Your satisfaction is what we strive for, and we’re always here if you need anything else...
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Quick responses to calls and texts. Great help through the whole process
Reply from Steven Wheeler
February 10th, 2025 06:54 PM
Brad, I really appreciate you taking the time to share your experience. It was a pleasure working with you, and I'm glad I could make the process smooth and easy. Helping people navigate their home loans is what I enjoy most, so hearing that...
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Steven Wheeler has received a review with 5 star rating from Kevin H
Reply from Owner
February 10th, 2025 06:55 PM
Kevin, thank you so much for the 5-star review! I really appreciate you taking the time to share your positive experience for your refinance. It means a lot to me to know I was able to help you with your home loan process and make it a smooth...
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Made process smooth and easy. Very patient and understanding of needs and schedule. Helpful and knowledgeable throughout.
Reply from Steven Wheeler
January 27th, 2025 03:05 PM
Thank you for your fantastic review, Kevin! I'm thrilled to hear that you found the process smooth and easy. Your feedback gives me great joy, as my goal is always to be patient, understanding, and helpful throughout this process. I'm glad...
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Steven Wheeler has received a review with 5 star rating from Kiera H
Reply from Owner
January 16th, 2025 04:54 PM
Hi Kiera - Thank you for letting us take care of your home loan needs and thank you for this 5 star review. We hope you love your new home!
Everything was so smooth and as stress free as possible. This was a fantastic home purchasing experience.
Reply from Steven Wheeler
January 26th, 2025 04:38 PM
I'm thrilled to hear you had a fantastic home purchasing experience, Kiera! It was my pleasure to make the process as smooth and stress-free as possible for you. I hope you enjoy your new home, and remember, I'm here at Flat Branch Home Loans...
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Steve and his team worked above and beyond to close our loans. I would highly recommend them if you are ready to buy a home, refinance a home or rental properties.
Reply from Owner
January 10th, 2025 06:24 PM
Todd, thank you for this nice review. And thank you for choosing us to complete your refinances! Working with investors like yourself to come up with solutions is something we love to do! I am glad it all worked out and I look forward to serving...
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You and your team went the extra mile even with our debt changes to make the refinance work. I appreciate the hard work that took thank you.
Reply from Steven Wheeler
January 10th, 2025 05:41 PM
I'm very glad to hear that you're satisfied with our service, Todd. Navigating through debt changes can certainly be challenging, but it's rewarding to know we could make the refinances work for you. Your acknowledgement of our hard work means...
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Steve was very quick to answer any and all questions that we had throughout the process. He was patient with us and informed us when each step of the process was completed. He made this all pretty easy and we had no problems along the way!
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Reply from Owner
December 6th, 2024 06:19 PM
I'm thrilled to hear your positive feedback, Tim! I take pride in keeping my clients informed and making the loan process as seamless as possible. I'm glad that you had a great experience with Flat Branch Home Loans. Here, we always strive...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA Home Loans
Refinance - Lower Interest Rate
Refinance - Cash Out
VA Home Loans
Down Payment Assistance
First Time Home Buyer
Investor Home Loans
USDA - Rural Development Home Loans
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Addresses and Serving Areas
Primary Serving Area
Year Started
2012
Licenses
- NMLS# 960859
Awards
Top 500 Nationwide...
Achievements
- Top 500 Customer Satisfaction
- Scotsman Guide Top Originator
Hobbies
- Sports with the Kids, Church, Coldwater Food Pantry, and Pickleball
- Pickleball, Church, Kids Activities....LOL
- Pickleball, Church, and My Kid's Soccer Games!
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149