

Steven Wheeler
Senior Mortgage Banker | NMLS# 960859

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
Very smooth process with my buyer, they walked her through ever step, so she understood what was happening and when.
Reply from Steven Wheeler
March 28th, 2025 04:02 PM
I'm delighted to hear that the process went smoothly with your buyer. It was a pleasure assisting you and ensuring that each step was clear and understandable. Thank you for your feedback!
Steve and his team are AMAZING to work with!!
Reply from Steven Wheeler
March 25th, 2025 01:29 PM
Thank you for your enthusiastic feedback, Shaun! I'm thrilled to hear that you found working with us to be an amazing experience. It's been a partnering with you and your team, and we truly appreciate your kind words.
He answered the phone and emails everytime I needed anything. He helped explain everything to me! He made buying my first home easy. I will always be grateful for him and his team!
Reply from Steven Wheeler
March 24th, 2025 05:17 PM
Jean, I'm thrilled to hear that your home buying experience was a positive one! It's incredibly rewarding to know that our efforts made the process easier for you. It was a pleasure working with you, and I'm grateful for your trust in me and...
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I used Steven wheeler, Zach and Christian to buy my new home. They were all amazing and helped me with every step of the way. They answered all my questions as soon as i asked them. They were available for every phone and email sent. They made...
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Reply from Owner
March 21st, 2025 03:09 PM
Jean! Thank you for this kind review and thank your choosing us as your lender - we are soooo happy you were able to buy this new home for you and your family. We were honored to be a part of your home buying journey! Congratulations on the...
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Working with Steve was so easy. He and his team helped make the process easy and help me understand every step of the way. They were always available no matter how small the question. My children and I will forever be grateful for them getting...
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Reply from Owner
October 9th, 2025 12:00 AM
Hi Jean! We are thrilled that you found the process of getting a mortgage with us to be smooth and easy! Communication is key and we treat every client with the same level of respect and attention no matter the situation. Big or small, I am...
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Steve and his team are exceptional at what they do! My clients got approved with Steve and were beyond satisfied with his service! One of the things I love most about this team is their dedication to educating each client and truly taking the...
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Reply from Steven Wheeler
March 20th, 2025 02:59 PM
Cheyenne, I'm thrilled to hear that you and your clients had such a positive experience with us at Flat Branch Home Loans. It’s always our goal to ensure that everyone we work with feels informed and confident throughout the process, and I’m...
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Steve and his team are always great to work with. He has helped many of my clients buy homes and alway provides a seamless transaction from start to finish. He is knowledgeable, personable and care about helping his clients have a great experience...
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Reply from Steven Wheeler
March 20th, 2025 03:00 PM
Jarred, I truly appreciate your kind words and the trust you've placed in me and my team at Flat Branch Home Loans. It's always a pleasure working with you and your clients to make the home buying process smooth and enjoyable. Knowing that...
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Absolutely wonderful experience, the wheeler team made everything so simple and easy!
Reply from Owner
March 10th, 2025 09:23 PM
Gabriel - thank you writing this review. 100% client satisfaction is what the team and I always strive for! And I am super happy to hear we met that goal for you! Congratulations on the new home. 🙏😊
It was a wonderful experience and relatively stress free. They made the process easy and gave me clear instructions on what I needed to do.
Reply from Steven Wheeler
March 11th, 2025 01:59 PM
Thank you so much, Gabriel! I'm thrilled to hear that your experience with Flat Branch Home Loans was smooth and stress-free. It's always my goal to make the process as easy as possible and provide clear guidance. I'm glad we could meet your...
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Steve & his team did an excellent job checking in often and guiding me through the process. They answered my questions thoroughly . They were kind and incredibly knowledgeable . I would highly will highly recommend Flat Branch to anyone .
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Reply from Steven Wheeler
March 11th, 2025 01:59 PM
Thank you so much for your kind words, Jesica! I'm thrilled to hear that you had a positive experience with us. It was a pleasure working with you, and I'm glad we could guide you through the process smoothly. We always aim to be as thorough...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA Home Loans
Refinance - Lower Interest Rate
Refinance - Cash Out
VA Home Loans
Down Payment Assistance
First Time Home Buyer
Investor Home Loans
USDA - Rural Development Home Loans
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Addresses and Serving Areas
Primary Serving Area
Year Started
2012
Licenses
- NMLS# 960859
Awards
Top 500 Nationwide...
Achievements
- Top 500 Customer Satisfaction
- Scotsman Guide Top Originator
Hobbies
- Sports with the Kids, Church, Coldwater Food Pantry, and Pickleball
- Pickleball, Church, Kids Activities....LOL
- Pickleball, Church, and My Kid's Soccer Games!
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149