

Steven Wheeler
Senior Mortgage Banker | NMLS# 960859

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
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8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
They made the process so easy
Reply from Steven Wheeler
May 29th, 2025 04:49 PM
I'm thrilled to hear that the process was easy for you. It was a pleasure working with you at Flat Branch Home Loans. If you have any further questions or need assistance, please feel free to reach out.
Very helpful along the way, and explaining the process as it was happening.
Very professional and answered all of our questions promptly and in language we could understand.
Reply from Steven Wheeler
May 27th, 2025 02:07 PM
Hey Jason! I'm pleased to hear that you found the process helpful and the explanations clear. It was a pleasure assisting you, and I'm glad I could address all your questions effectively. Thank you for your kind words and for choosing Flat...
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Steve and his team were absolutely fantastic to work with. They made the mortgage process smooth, stress-free, and easy to understand from start to finish. Communication was clear and timely, and they truly had our best interest in mind. Highly...
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Reply from Owner
May 19th, 2025 03:33 PM
Dalton,
Thank you for this 5 star Review. It was a pleasure to help you get into a new home!
very helpful!
Reply from Steven Wheeler
May 19th, 2025 03:29 PM
I'm glad to hear that you found my assistance helpful. It was a pleasure working with you at Flat Branch Home Loans. If you need any further assistance, feel free to reach out.
Steven is very professional, friendly, and educational. He has always been been on top of things, was able to answer any questions/concerns I had, and was flexible with my work schedule
Reply from Steven Wheeler
May 7th, 2025 04:11 PM
I'm thrilled to hear that you had a positive experience, Marianne. It was a pleasure to assist you, and I'm glad I could accommodate your schedule and address your questions. Thank you for your kind words. Enjoy your new home and let us know...
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We would've like better communication from all parties involved. We didn't know when our closing date was as it was rescheduled the day before without any notice, had to ask when and where we'll be closing, didn't know which insurance we'd...
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Reply from Steven Wheeler
April 28th, 2025 04:35 PM
I appreciate your feedback, Aubrey. I'm sorry to hear that the communication did not meet your expectations during the process. I understand how important it is to have clear and timely information, especially regarding closing dates and insurance...
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I'm not going to sugar coat this, lenders needs an enormous amount of information and at times it feels they are digging into very personal territory. Steve has guided me along the way and made the process more manageable and easier to navigate....
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Reply from Steven Wheeler
April 28th, 2025 03:21 PM
I'm glad I could guide you through the process and help make it more manageable. We understand that the information required can feel quite personal, and we strive to make the experience as seamless as possible. Thank you for your feedback...
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Steven Wheeler has received a review with 5 star rating from Eric C
Reply from Owner
April 28th, 2025 02:02 PM
I'm thrilled to know that you had a positive experience, Eric. It was a pleasure assisting you with your VA Refinance needs. Thank you again for your service and sacrifice. And thank you for choosing Flat Branch Home Loans and for your kind...
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I had the perfect team that walked me through each step
Reply from Steven Wheeler
April 28th, 2025 02:02 PM
I'm thrilled to hear that you had a seamless experience with our team. It was a pleasure guiding you through each step of the process. Thank you for choosing Flat Branch Home Loans!
Absolutely thrilled with our experience working with Steven! From start to finish, he was incredibly responsive and always kept us in the loop with every update. Anytime we had a question or needed clarification, Steven was quick to respond...
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Reply from Owner
April 22nd, 2025 03:35 AM
Ghesh Josh!!! This is such a kind review. I am blushing. lol. But seriously, THANK YOU! My team and I work very hard to close loans quickly and smoothly. So, I am very happy we were able to accomplish this for your family! We enjoyed working...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA Home Loans
Refinance - Lower Interest Rate
Refinance - Cash Out
VA Home Loans
Down Payment Assistance
First Time Home Buyer
Investor Home Loans
USDA - Rural Development Home Loans
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Addresses and Serving Areas
Primary Serving Area
Year Started
2012
Licenses
- NMLS# 960859
Awards
Top 500 Nationwide...
Achievements
- Top 500 Customer Satisfaction
- Scotsman Guide Top Originator
Hobbies
- Sports with the Kids, Church, Coldwater Food Pantry, and Pickleball
- Pickleball, Church, Kids Activities....LOL
- Pickleball, Church, and My Kid's Soccer Games!
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149