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Steven Hartstein - NMLS # 54004 - Senior Loan Officer | NMLS # 54004 in Brooklyn, NY

Steven Hartstein - NMLS # 54004

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Senior Loan Officer | NMLS # 54004

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Steve has been a loan officer since 2000, helping countless clients achieve their ultimate goal of home ownership in a pleasant and uncomplicated manner. As a Senior Loan Officer with FM Home Loans, LLC, Steven is a master at expertly weavi... Show More
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Reviews from Web
  • Encompass
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    Eveline E
    Remsenburg, NY
    Posted on May 10th, 2025 12:23 PM
    Steve Hartstein is the Gold Standard in Mortgage Brokering – A True Partner in Every SenseWorking with Steve Hartstein has been nothing short of exceptional—time and time again. Most recently, he helped us navigate a particularly complex transaction...
    read more
    Reply from Steven Hartstein - NMLS # 54004
    June 12th, 2025 04:11 PM
    It was a pleasure working with you , definitely a challenging purchase ....glad we could get this done for you
  • Encompass
    A
    Anita L M
    Bridgehampton, NY
    Posted on March 23rd, 2026 07:31 PM
    Steve is the consumate professional. Experienced. Responsive. Communicative. He happily takes the time to answer all questions - and works tirelessly for the best possible outcome. I have turned to him more than once and recommend him highly....
    read more
  • Encompass
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    Caron F C
    Jamaica, NY
    Posted on March 14th, 2026 03:21 PM
    Steve and his assistant Chanelle were very accessible and ensured that this process was seamless.
  • Encompass
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    Yujia D
    New York, NY
    Posted on March 7th, 2026 02:15 AM
    I had a great experience working with Steve and Chanelle. The entire process went smoothly, and they were always quick to answer questions. Their professionalism and guidance made the process much less stressful.
  • Encompass
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    Patrick A T
    Brooklyn, NY
    Posted on March 1st, 2026 01:52 PM
    Very responsive and engaging. Always had an answer or solution.
  • Encompass
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    Patrick G
    Brooklyn, NY
    Posted on January 30th, 2026 02:59 PM
    Steve Hartstein is responsive and helpful. My experience with the underwriting department was absurdly drawn out, opaque, and burdensome . The amount of documentation and back and forth for this small loan was unreasonable , time consuming,...
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  • Encompass
    A
    Anthony E C
    Woodside, NY
    Posted on August 29th, 2025 04:32 PM
    Steven delivered excellent service end-to-end. The overall timeline was extended by avoidable miscommunication between the two legal teams. Stronger coordination and ownership from counsel on both sides would have kept this on schedule.
    Reply from Steven Hartstein
    January 30th, 2026 03:03 PM
    Happy to have assisted
  • Encompass
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    Patrick A T
    Brooklyn, NY
    Posted on August 25th, 2025 05:06 PM
    He closed the loan on a timely basis.
    Reply from Steven Hartstein - NMLS # 54004
    January 30th, 2026 03:02 PM
    You’re very welcome
  • Encompass
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    Nicole L D
    Brooklyn, NY
    Posted on July 8th, 2025 02:28 PM
    A pleasure to work with. Extremely smooth and efficient process. Genuine, informative, responsive. Competitive rates.
    Reply from Steven Hartstein - NMLS # 54004
    July 8th, 2025 03:08 PM
    It really was a pleasure working with you , always super responsive that really is a "GIFT"
  • Encompass
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    Zihang C
    Brooklyn, NY
    Posted on September 2nd, 2024 02:48 PM
    all good!communication is great, very responsive, keep doing it over and over again. thank you very much
    Reply from Steven Hartstein - NMLS # 54004
    June 12th, 2025 04:12 PM
    another deal closed for you Adam
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    About
    Steve has been a loan officer since 2000, helping countless clients achieve their ultimate goal of home ownership in a pleasant and uncomplicated manner. As a Senior Loan Officer with FM Home Loans, LLC, Steven is a master at expertly weaving together banks, brokers, buyers, sellers, and everyone in between; ensuring that his clients receive the very best loan, tailored to their specific needs.A bike rider and spin instructor with a commitment to healthy living, Steve understands the value of working hard for the things you want. Steven's clients benefit greatly from his energy, devotion, skilled mortgage knowledge, and exceptional service.
    Products & Services
    Mortgage Loan Officer
    Specialities
    mortgage loans
    NON QM Loans
    Investor loans (DSCR )
    Bank Statement Loans
    FHA Loans
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    Positions
    • FM Home Loans, LLC. (formerly knowns as First Meridian Mortgage ) - Senior Loan Officer
      Jan 1st, 2005 - Current
    Addresses and Serving Areas
    Primary Serving Area

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 54004
    Disclaimer

    FM Home Loans, LLC – Licensed Mortgage Banker - NY Banking Departments

    Licensed Mortgage Banker - NYS Department of Financial Services. NMLS # 2212. All loans subjected to approved credit and income requirements. The stated rate may change or not be available at the time of loan commitment or lock-in.