Steven Clifford
Senior Mortgage Banker | NMLS# 631051
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
I had the absolute best experience working with Steve, Bri, and Stacy! The entire loan process was seamless!
Reply from Steven Clifford
September 13th, 2025 07:29 PM
I truly appreciate your kind words, Tori. I'm glad to hear that working with me, Bri, and Stacy made the loan process seamless for you. If you have any future questions or need additional assistance, please feel free to reach out. Your satisfaction...
read more
Steven and his team were very professional and extremely helpful.
Reply from Steven Clifford
September 2nd, 2025 01:22 PM
Your review is much appreciated, Darryl. I'm pleased to hear that you found both my efforts and those of my team to be professional and helpful. If you need any further assistance or have additional questions, don't hesitate to contact me....
read more
Cliff is always amazing! My buyer recently had a bankruptcy and he was able to navigate those choppy waters and get us a 45 day close!!! Highly reccomend.
Reply from Steven Clifford
August 22nd, 2025 06:12 PM
Thank you so much for your kind words, Trish. Navigating through challenges like a recent bankruptcy can indeed be tricky, and I'm thrilled that I could guide your buyer to a successful 45-day close. Your recommendation means a lot to me, and...
read more
made things a lot less complicate, I don't think we will use anyone else's
Reply from Steven Clifford
August 20th, 2025 03:19 PM
Thank you, Tyler, for your kind words. I'm glad to know I could simplify the process for you. It's wonderful to hear that you'd consider working with me again in the future. If there's ever anything more I can do for you or any questions come...
read more
Everyone was communicative and wonderful to work with. The Professional, but also personable approach is what sold us on Working with Flatbranch . Thanks you To the whole team, but especially Steven Clifford for the hard work and great customer...
read more
Reply from Steven Clifford
August 19th, 2025 06:27 PM
Thank you, Kyle and Erica, for your kind words. I'm pleased to hear that my approach and the teamwork at Flat Branch were key factors in your experience. If there's ever anything more you need or any questions arise, feel free to reach out...
read more
I've dealt with many lenders over the years. Steven ranks up at the top! Always kept the client and myself updated without me having to ask. Highly recommend!
Reply from Steven Clifford
August 19th, 2025 06:29 PM
Thank you so much for your kind words, Robert. I'm thrilled to hear that you found my updates helpful throughout the process, and I'm honored to be ranked so highly among your experiences with lenders. Keeping you and the client informed without...
read more
Cliff made my Home Buying experience easy and helped me every step of the way
Reply from Steven Clifford
August 14th, 2025 03:31 PM
Congratulations! Our pleasure helping you during this exciting time. Can't wait for the housewarming party!
Cliff was great at understanding the process and making sure we got the most of our money. A mortgage is no small purchase, but he really helped throught it all!
Reply from Steven Clifford
August 14th, 2025 03:34 PM
Thank you for your kind words, Kayla. I'm really glad to hear that I could help you navigate the mortgage process effectively. Understanding your needs and ensuring you get the most value is always my goal. If you or Tyler have any more questions...
read more
This was a long time coming and Cliff remained diligent, offered great advice over a multi-year period and when it came time to finally purchase he and Bri made the process as seamless as I could have imagined especially when issues with the...
read more
Reply from Steven Clifford
August 14th, 2025 03:37 PM
I'm truly pleased to hear about your experience, Christopher. It was a journey, and I'm glad I could be there with you every step of the way. Offering guidance over the years and ensuring a seamless closing process, even when challenges arose,...
read more
Steven is the BEST! So helpful answering all questions, responds in fast time frame, and always friendly!
Reply from Steven Clifford
July 30th, 2025 06:10 PM
You guys are the best! Thank you and Alex for being awesome to work with. Enjoy that beautiful house...and don't forget to invite me over for the housewarming party :)
81–90 of 279
About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Mortgages
FHA Mortgages
VA Mortgages
USDA Mortgages
First Time Home Buyer
Down Payment Assistance - MHDC/IHDA/IHCDA/Chenoa/Essex
Bank Statement Loans
Renovation Loans - FHA Limited 203k, Conventional HomeStyle/Choice
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- The Giving Branch Board Member
- American Cancer Society Representative - Making Strides Against Breast Cancer
- I9 Soccer Coach
View All
Addresses and Serving Areas
Primary Serving Area
Year Started
2016
Licenses
- NMLS# 631051
Awards
2026 Scotsman Guid...
Achievements
- Board Member of The Giving Branch
Hobbies
- Bowling
- Golf
- Sporting Events
View All
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149