Steven Clifford
Senior Mortgage Banker | NMLS# 631051
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Sun
closed
Mon
8:30 AM to 5 PM
Tues
8:30 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Steve was always avmailable, answered any of my clients questions, and kept everyone up to speed on how everything was going!
Reply from Steven Clifford
July 24th, 2026 05:43 PM
Chris, thank you for sharing your experience. I'm grateful to know that my availability and communication were helpful in keeping everyone informed. If you or your clients have any more questions in the future, please feel free to reach out....
read more
Have worked with Steven Clifford two times now and both seamless and stress free, would highly recommend
Reply from Steven Clifford
July 12th, 2026 06:06 PM
I'm grateful for your recommendation, Austin. It's nice to know that both of your experiences working with me have been seamless and stress-free. If you ever have more questions or need assistance in the future, I'm here to help. Love seeing...
read more
Everything Steven said and done was spot on even when I was over curious he really help with good guidance to land our home
Reply from Steven Clifford
July 6th, 2026 09:18 PM
Thank you for your kind words, Montaz. I'm glad I could provide the guidance you and Crystal needed throughout the process. If you have any more questions or need further assistance, feel free to reach out.
Steve is great to work with and makes an otherwise burdensome process much more fun than it has any right to be. He clearly communicates his needs so we can get documents to him for a super smooth closing. I'd highly recommend him for any mortgage...
read more
Reply from Steven Clifford
July 4th, 2026 01:12 AM
Thank you for the kind words, Brian. I'm glad to hear that I could make the process more enjoyable for you and Lindsay. Your recommendation means a lot to me, and I'm here if you have any more questions or need assistance in the future just...
read more
Steve was very helpful and personal. easy to get ahold of and answered any questions during this process
Reply from Steven Clifford
July 1st, 2026 08:41 PM
I'm grateful for your kind words, Jordan. It's nice to know that you found me helpful and accessible throughout the process. If you have any more questions or need assistance in the future, please feel free to reach out.
Steven has been so great To work with. He has kept great communication throught the process so we know what's happening. He was very responsive to any questions we had And he's just overall a nice guy!
Reply from Steven Clifford
June 19th, 2026 04:03 PM
Thank you for your kind words, Hailey. I'm glad to know that my communication and responsiveness have made your experience a positive one. It's always my goal to ensure that you're well-informed and comfortable throughout the process. If you...
read more
Steven is always great and so easy to get a hold of.
Reply from Steven Clifford
June 14th, 2026 03:16 PM
Thank you, Joo. I'm happy to hear that you find it easy to reach me and that your experience has been positive. If there's anything else I can assist with, feel free to contact me anytime.
I received the necessary help and got answers to every question I had, so my experience was good.
Reply from Steven Clifford
June 11th, 2026 04:15 PM
Thank you, Nely, for sharing your experience. I'm glad to hear that I was able to provide the help and answers you needed. If you have any more questions or need further assistance in the future, feel free to reach out.
Easy process
Reply from Steven Clifford
June 10th, 2026 05:08 PM
Thank you for your feedback, Genea. I'm glad to hear that you found the process easy. If there's anything else I can assist you with, please feel free to let me know.
Cliff is extremely professional, very responsive and knowledgeable throughout the entire process of my loan.
Reply from Steven Clifford
June 4th, 2026 01:31 AM
Thank you for your kind words, Cody. I'm pleased that you found my professionalism, responsiveness, and knowledge helpful during your loan process. If you have any further questions or need assistance in the future, please feel free to reach...
read more
21–30 of 279
About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Mortgages
FHA Mortgages
VA Mortgages
USDA Mortgages
First Time Home Buyer
Down Payment Assistance - MHDC/IHDA/IHCDA/Chenoa/Essex
Bank Statement Loans
Renovation Loans - FHA Limited 203k, Conventional HomeStyle/Choice
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- The Giving Branch Board Member
- American Cancer Society Representative - Making Strides Against Breast Cancer
- I9 Soccer Coach
View All
Addresses and Serving Areas
Primary Serving Area
Year Started
2016
Licenses
- NMLS# 631051
Awards
2026 Scotsman Guid...
Achievements
- Board Member of The Giving Branch
Hobbies
- Bowling
- Golf
- Sporting Events
View All
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149